Credit scores, mobile banking, and more!

Lincoln Park Community CU Press | April 2022

Managing Your Finances On-The-Go Has Never Been Easier!

On the go? Forgot your wallet at home? We’ve got you covered. All you need to do is add your LPCCU MasterCard Debit Card and LPCCU VISA Credit Card to your mobile wallet via Apple Pay, Google Pay, or Samsung Pay. Once they are added to your mobile wallet you can securely pay for goods and services. It’s as easy as opening the app and holding your phone over the terminal. If you have an Apple Watch you just double click and hold it over the terminal. Each time you pay using the wallet, a temporary card number is generated for that single transactions, so your physical card number stays protected.

LPCCU’s free and secure mobile app “Mobiliti” for smartphone and tablet devices brings you the convenience of Netbranch banking on a mobile device:

With Mobiliti, members can:

Review your balances and transaction history

Transfer funds within your account

Pay bills

Control Your ATM/Debit Card

Find surcharge free ATMs

Deposit Checks with Mobile Capture

To get started, verify that your Netbranch account login ID and password are working. Then go to the APP store on your smartphone or tablet. Type LPCCU in the search box and select “Lincoln Park Community CU” Once the app is downloaded to your device, use your Netbranch ID and Password to sign in.

If you need assistance please call the LPCCU office at 313 389-2300 and we will be glad to help.

Go Check YOUR Score!

Did you know 1 out of 5 Americans find errors on their credit report? Checking your credit score regularly informs you of any changes to your score much sooner. The last thing you want to see is your credit score falling.

Credit Sense is a secure feature available to you in Netbranch online banking and Mobiliti. It gives you FREE access to your credit score, monitoring alerts if there are any inquiries on your credit and money savings offers from LPCCU tailored just for you. It provides ways to improve your credit score as well as educational articles to help you protect and/or improve your financial health.

When's the last time you checked your credit score? Click on the CreditScore tab in Netbranch, then Show my Score, answer a few questions and your current score will be available every time you are in Netbranch.

Keep Your Account From Going Dormant

Setting aside money for a rainy day is important. Not only will your untouched savings be there when you need it most, it will also continue to grow by earning dividends. But, if you forget about your savings for too long, your account may become dormant. A dormant account is one that has not had any activity in over twelve months.

Every year, we are required by law to escheat dormant account funds to the state of Michigan. To keep you from having to jump through the hoops of filing for unclaimed funds, be sure to keep your account up to date with us, including:

· Making sure we have a copy of your current ID on file

· Notifying us when your address changes

· Letting us know when your home or cell phone number changes

· Perform at least one transaction per year

To avoid dormancy and dormant fees, we suggest doing a financial transaction at least once a year. Haven’t had any activity on your account in a while? Act now, to ensure your account remains inactive standing.

Important Dates

LPCCU will be closed on Good Friday, April 15, 2022