April 2022
April is Financial
Literacy Month
According to most definitions, the term financial literacy refers to understanding how to effectively manage household finances, handle debt, create a budget, and build savings. Working toward financial literacy is the foundation of your relationship with money and can set you up for a lifetime of financial health and wellness.

As a trusted national nonprofit, GreenPath can be part of your lifelong journey to financial literacy, especially in the areas of managing personal finances, budgeting, saving, and managing debt... [READ MORE]
April Showers?
Let our low-rate Visa® credit cards wash away your high-rate debt! Apply to transfer your balances and start earning cash-back rewards** today!
It's easy to let credit card debt get out of hand. Retailers make holiday savings attractive with introductory and cash-back credit card offers. Once those deals wear off, the normal interest rates can be back-breaking.

If you're ready to consolidate those high-rate credit card balances and save, JMAFCU can help you wash away your high-rate debt!

Gain spending freedom with a JMAFCU Visa® credit card:

  • Combine other debts to pay them off more quickly
  • Avoid late fees
  • It's possible to improve your credit score
  • Save money on interest
  • Continue spending while you repay
Classic
Visa
As low as 14.88% APR*
Gold Rewards Visa
As low as 8.75% APR**
Platinum Rewards Visa
As low as 5.75% APR**
Applying is quick, easy, and secure. Transfer your balance today
and start reducing your monthly payment(s). 
*APR=Annual Percentage Rate. As of 4/1/2022, balance transfer rates range from 5.40% APR to 18% APR, are based on creditworthiness, and will be fixed for the life of the transferred balance and subject to a penalty rate. Offer only valid for balances transferred from non-JM Associates Federal Credit Union credit cards. Balance transfers are not eligible to earn rewards. The maximum total transfer amount is limited to your available credit line. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless you pay the entire balance, including any transferred balances, in full each month by the payment due date. Limited time offer. **Visa Gold and Visa Platinum cardholders: to participate in the balance transfer you must upgrade to a Visa Gold Rewards or Visa Platinum Rewards card which are variable rate cards. These rates are for balance transfers only.
Do You Have a SideDrawer?
We all have important documents that we need to protect. We also have documents that we may need to share with others. Where are your important documents located? Do your loved ones know where they are located? Are they protected from theft, fire, or water damage? 

A SideDrawer can help. 

What is SideDrawer?

SideDrawer is a life planning and organization tool... [READ MORE]
National Youth Month
April is National Credit Union Youth Month, the time each year credit unions help teach and encourage kids to develop strong financial habits. This year’s theme is “Save Small. Dream Big. at your credit union™.” 

JMAFCU has a great way to help young members begin their journey to financial success. It all begins with our Youth Saver membership account... [READ MORE]
JM Associates Federal Credit Union | 800-581-2256
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