BLUE FAMILY NEWS
January 2022
Contact a member of our Lending Team to learn more
or complete the Online Loan Application to start the process.
*Annual Percentage Rate. With approved credit. Rates, terms, and conditions are subject to change without notice. Rate can vary based on creditworthiness, age of the vehicle, and terms of the loan. Financing up to the retail value of the vehicle is available. Minimum APR will be determined by the credit union. New loans only. Loan protection available to members who are active, full-time Sworn Peace Officers who obtain a NEW qualifying loan. Contact our loan department at 402-391-4040, Option 1, for complete details. 
Schedule a Blue Review if you would like to
discuss how to Spend & Spend Wisely. 
*Federally insured by the NCUA. Equal Housing Opportunity.
National Law Enforcement Appreciation Day is Sunday, January 9th. On this day, we show our support for our nation's approximately 900,000 sworn law enforcement officers now serving in the United States. Police Federal Credit Union of Omaha thanks these brave men and women, including the department personnel, who protect and serve our communities to keep our nation safe day after day.

Happy National Law Enforcement Appreciation Day
from your Blue Family at Police Federal Credit Union of Omaha!
Robert Sklenar Memorial Scholarship

We'll award up to $3000 in scholarships to student members who plan to continue their education. To be eligible, the students must be:
 
  1. Graduating from high school in the Spring of 2022.
  2. Attending an accredited college, university, vocation, or trade school in the Fall of 2022.
  3. A primary member of Police Federal CU of Omaha for at least 12 months and in good standing. The student must also have an account in their name. Parent or guardian membership does not qualify a student for the scholarship.

The completed scholarship application and essays must be received at the credit union’s main office by 5:00 pm on Friday, February 18, 2022.
CUFN Scholarship

The Credit Union Foundation of Nebraska is offering a scholarship to a high school graduating senior that has been a credit union member for at least 60 days before applying. Applications will be accepted from January 15 through March 15, 2022. 

Please mail the completed scholarship application and attachments to Credit Union Foundation of Nebraska, 16929 Frances Street, Ste. 203, Omaha, NE 68130. Hand-delivered applications will not be accepted. Applications must be completed in full and postmarked by March 15, 2022.
FAFSA Prep

Planning to attend college next fall? Now is the time to start thinking about financial aid.

Receiving financial aid starts with filing the Free Application for Federal Student Aid (FAFSA®). Prepare to file your FAFSA® by starting with the FREE OPFCU FAFSA® Flyer.
Protect Your Children From Identity Theft

Identity fraud goes in and out of the headlines with regularity. While trying to keep up with the most current scams can be overwhelming, we frequently hear updates from various news sources about guarding our identities. The latest scams are putting our children's identities at risk. This month, we will focus on ways to protect the kids in your life from identity fraud.

Protect Personal Information - Children are especially at risk because they typically have a blank credit history. There is rarely a reason to run a credit report on a child, allowing scammers a greater chance of undetected fraud. Be sure your child knows to never give away their personal information. Let them know that it is a parent's job to decide who needs access to this information and that no legitimate online service will ask them these questions.

Watch Out For Seemingly Harmless Online Quizzes - Social media quizzes that ask for the name of your first pet or your elementary school best friend are often established by individuals hoping to glean answers to personal questions that are frequently used as password protective devices.

Be Careful When Downloading New Apps and Games - Any game that asks for their address, full name, or phone number should be considered off-limits. Many apps ask for permission to access certain information on your device. An app designer with ill intentions can easily access sensitive information stored in the device, such as account numbers and passwords. Be sure children know to never allow this access.
 
Learn How to Identify Who to Trust - As children navigate the internet, they will have questions about whom to trust. The obvious answer is to not trust anyone they don't know through an adult they trust. In addition, kids should know to never click on links provided by strangers – either sent via text or within games or other apps.

Check for the Existence of a Credit Report by Age 16 or If Suspicious Activity Occurs - If you suspect your child's identity may have been stolen, or in any event by the age of 16, it is advisable to make sure your child's credit has not been misused. Contact the three credit bureaus by telephone and ask for a manual search of your underage child's Social Security number. You may be asked to provide identifying information for yourself and your child. Please note that, due to federal requirements, requests for children under the age of 13 cannot be requested online. However, "Special Situation" credit reports for minors between the ages of 13 and 17 can be requested through AnnualCreditReport.com.

Living in a Digital World - While monitoring our kids online is extremely important, so is teaching them the basics of cyber safety. Teens are often targets for identity theft because the risk of becoming a victim isn't on their radar. Discuss the importance of safeguarding their personal information, and make sure the lines of communication are open so that they feel comfortable asking questions as they come up. Find more ideas about safeguarding your children in the digital world at safesearchkids.com.

Police FCU is Standing Ready to Help You and Your Family - If you suspect identity fraud has affected any member of your family, even your minor children, you have access to a professional Identity Theft Recovery Advocate as a no-cost benefit of your Premier Checking Account. An Identity Theft Recovery Advocate is standing by to help you discover the extent of the damage and reverse any fraudulent activity to help you assure your child's future and good name. Our trained advocates are experienced in spotting child identity theft and supporting you through the process of repairing the harm it causes.
Safe Deposit Box

Let us help you get organized in the new year with a safe box. A safe deposit box is a great solution for storing those important documents. Please contact the credit union to start renting a safe deposit box today.

Annual safe deposit box fees will be withdrawn from all renters' accounts on January 15th.

10” x 10” $65
5" x 10" $40
3" x 10" $30
3" x 5" $15
January is a perfect time to open a NEW Christmas Club Account!

If you save $100 for the next 10 months, you will have $1,000 saved for your 2022 holiday expenses. Open a Christmas Club Savings Account today!
Reminders for the New Year

  • Travel - Please notify us of your travel plans so that you do not experience any interruptions with the use of your debit card.
  • Changes - Please notify us of any changes to your mailing address, email address, telephone number, or legal name.
  • Cell Phone Number - Please notify us if your cell phone number has changed. This number is very important if we need to reach you immediately regarding a suspicious transaction.
  • Privacy Policy - Our Privacy Policy is located on our website.
  • 1098 Tax Forms - 1098 forms will be mailed by the end of January to members who have a mortgage loan where at least $600 in interest was paid. Please note that forms are not sent for interest paid on any other loans.
  • 1099 Tax Forms - 1099 forms will be mailed by the end of January to members who have earned more than $10 in interest over the past year on any checking, savings, or CD account. This information can also be found at the bottom of your December statement.
  • eStatements - Get organized by signing up for eStatements!
Dates to Remember
Saturday, January 1st - Happy New Year

Monday, January 17th - Closed for Martin Luther King Day

Friday, February 18th - Deadline for the Robert Sklenar Memorial Scholarship Application

Monday, February 21st - Closed for Presidents Day

Thursday, March 10th - 64th Annual Meeting
Police Federal Credit Union of Omaha
3003 South 82nd Avenue
Omaha, NE 68124  
(402) 391-4040 
Police Federal Credit Union of Omaha
10791 South 72nd Street
Papillion, NE 68046
(402) 391-4040 
Federally insured by the NCUA. Equal Housing Opportunity.
Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at OPFCU.net or we will mail you a free copy upon request if you call us at 1-877-329-2405.