October 13 - November 3
Start making a plan today for any changes or additions.
For those with health insurance through the Diocese of Georgia, please find the details for Annual Enrollment below on prices and resources. You may review plans on the Diocesan website here. Premiums increased 4.4-5.5% across all available plans. The national average increase for 2022 is 6.5%. Note that 86% of our rates are 0-9% below the Medical Trust average. The Diocese of Georgia is in line with national increases due to participation and usage of CDHP health insurance plans, however, we could see improvement on the use of preventative health care visits across our enrollees. The Diocese receives data on health trends for our participants and we continue to track at lower costs for common diagnoses, meaning our folks are going to the doctor when needed and getting earlier care.
If you are enrolled, or need to enroll, read the details in entirety and make your changes by November 3. If you do not desire to change your existing coverage, you are not required to take action and your plan will roll over into the coming year.
If you are turning 65 in 2022 you will become eligible for the Medicare Secondary Payer (MSP) Plans. It is recommended that you make the shift into the corresponding PPO plan to speed up the transition to the corresponding MSP plan. However, this is not required. Further guidance on the MSP plans is below. Please be in contact with Canon Easterlin for any questions at keasterlin@gaepiscopal.org.
IMPORTANT REMINDER: Members will access the Annual Enrollment website with the same credentials (username and password) they created to access their benefits information on MyCPG Accounts. It is important for all members to create an account on MyCPG Accounts prior to Annual Enrollment, if they have not already done so. For assistance, employees may contact CPG Client Services at (800) 480-9967, Monday to Friday, 8:30 AM to 8:00 PM ET, or email mtcustserv@cpg.org.
Employee Assistance Program (EAP) with Cigna Behavioral Health
In addition to the health plans, we offer a stand-alone EAP with Cigna Behavioral Health that you and your related entities may offer to employees who opt out of medical coverage. (Employees who enroll in Medical Trust health coverage are automatically enrolled in Cigna EAP benefits.)
Note: If the Cigna EAP is offered on a stand-alone basis, the employer must pay for the EAP-only coverage. Requiring employees to contribute toward the cost of EAP-only coverage would violate the Affordable Care Act, and the employer could be subject to significant penalties. Eligibility for the stand-alone EAP is limited to qualified non-members (e.g., an employee who is on a spousal plan and has opted out of Medical Trust coverage). Since these employees will not have the ability to select the EAP on a stand-alone basis [during Annual Enrollment], enrollments must be completed by the group administrator with MLPS access.
Enrolling for the First Time?
Eligible employees and dependents who are not currently enrolled in a Medical Trust plan may enroll during Annual Enrollment for the 2022 plan year. Please submit an enrollment form to me as this process must be handled by the plan administrator.
For any questions please reach out Canon Easterlin (keasterlin@gaepiscopal.org) or Daniel Garrick (dgarrick@gaepiscopal.org).
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