- If you are transporting trunks in your own (or rented vehicles), you are most likely responsible for any loss that occurs during the transit (vehicle accident, fire, theft, water damage, etc.). If you have coverage for property of campers in your care, then that coverage and that limit applies for this transit (Church Mutual insured camps). Many camps only carry $25,000 or $50,000 of this coverage. If you will place more than that value on one vehicle, we can increase this limit if you desire. If you do not have coverage for campers' property and wish to purchase it now, please let us know.
- If you are hiring an outside company to return campers' belongings, please obtain a certificate of insurance outlining the outside company's transit or motor truck cargo insurance showing an adequate limit of coverage and that names your camp as a loss payee "as your interests may appear." The certificate should should also include the company's general liability and automobile coverage naming your camp as an additional insured. Evidence of workers compensation should also be indicated on the certificate.
We know this is the last thing you need to deal with as camp is coming to a close, so please call our office with any questions as we are here to assist.
Sincerely,
Brown & Brown Camp Team
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