Virginia Title Center and the Circuit Courthouses will be closed on

Monday, February 20, 2023

in observance of President's Day.

The Best Leaders Are Comedians

by Antonio Garrido

Leaders can learn a lot from comedians. They’re captivating public speakers, they practice economy of language, and they’re experts at insight -- a critical leadership skill. Comedians are wonderful at drawing seemingly unrelated pieces of information together in new and unexpected ways. The best leaders have a similar gift: they have the ability to ‘see beyond the data’ and notice patterns, trends, or truths that nobody else sees. And then, like comedians, when they draw attention to the path of their particular perspective, suddenly everyone else sees it too – this is insight in action. Click HERE to learn more.

Is it Time to Shake Up Your Work From Home Routine?

by Elizabeth Grace Saunders

We’re approaching three years since the initial office exodus, where millions of people found themselves stationed at home full-time, overnight. The initial shock of that transition has worn off. So if you participated in the office flight, you’ve likely settled into some semblance of a routine. But is it time to make a change? As a time-management coach, I’ve seen that some small tweaks to your schedule can make a big impact and could give you a fresh approach to the new year. Click HERE for a few reasons why you may want to shake things up — and how to make these changes effectively.

Must-Watch Banking Battles of 2023 Revolve Around CFPB

By Steve Cocheo

Expect the gridlock to be worse and the posturing more partisan on the banking committees during the meeting of the 118th Congress. The banking docket is more than full, with the Consumer Financial Protection Bureau facing an existential crisis and the status of fintechs still hazy. Potential help: a revamp of the data rules in the Gramm-Leach-Bliley Act is in the offing. Click HERE to learn more.

Fostering an Ownership Mentality to Boost Your Business

by Shaara Roman

When you think of an entrepreneur, you think of someone who is constantly hustling. They’re highly invested in their work, extremely driven, innovative, and agile. Now, wouldn’t it be great if all employees operated like that? Of course you want your employees to work for you the way they would work for themselves…and it’s possible. By nurturing an ownership mentality, you can create a team of people who are genuinely invested in the ongoing success of the business. Fostering a company culture driven by a ‘we’re all in this together’ mindset is easy – click HERE for 10 actionable strategies.

Preparing Your Super Bowl Game Day Menu:

12 Delicious Dips for Your Party

from The Old Farmers' Almanac

Our delicious dip recipes are perfect for the Super Bowl, game days, or snack time. We’ve got all the favorites: onion dip, guacamole, spicy buffalo chicken dip, spinach artichoke dip, nacho layer dip, and more. Just add tortilla chips, pita, or crackers and you’re set to kick back and enjoy the game. Check out these recipes and more HERE. Eat well and enjoy the big game!

Inside Mortgage Lenders' Strategies for 2023

by Flavia Furlan Nunes

Now that the refi party is over and total volume is down, lenders are fighting to gain market share. 2023 will be a challenging year for mortgage lenders -- and strategies will have to pivot to accommodate for the rough landscape. Click HERE to learn what mortgage analysts and executives expect for 2023 and find out how they plan to run their businesses successfully in spite of challenges.

Why First-Time Buyers Are Ideal Victims for Scammers

by Melissa Dittmann Tracey

Younger home buyers who don’t have prior experience in the real estate market may be more naive to the red flags of wire fraud. Even though many are digitally savvy, cybercriminals have become more sophisticated over the last decade and are willing to wait for weeks or even months to strike. These fraudsters will often use fake emails, phone numbers or websites to impersonate a trusted real estate professional. That’s why scammers likely are targeting first-time buyers, which means you need to beef up on cybersecurity best practices and share ways to thwart common hacking threats with these clients. Click HERE to learn how you can inform and protect them.

The Rising Cybersecurity Risks That Will Plague Banking in 2023

by John Carey of AArete

Security breaches have become one of the biggest threats to financial institutions. Remote working, cloud computing and the current geopolitical climate have all played a part, but older forms of infiltration also continue. Hackers, social engineering fraudsters, human error and customers who are just plain careless with credentials are all security threats that banks must take into account. Prevention requires an in-depth, multiyear strategic plan, not a short-term, quarter-to-quarter focus that leads only to reactive solutions. Outlined HERE are some of the top threats that lie ahead and what approaches we’re seeing to address this.

How Banks Can Avoid Losing Small-Business Loans to Fintechs

by Jonathan Katz, Amount

Research indicates that fintech lenders have been encroaching on underserved markets in banks' own territories, to grab small-business loan share at banks' expense. Technology to combat the competitive threat exists, but many banks aren't latching onto these tools. Those that do take the digital plunge stand to benefit from the deeper business insight this offers. It's insight that rivals like Amazon already have access to. Yet banks still have multiple opportunities to catch up— and even surpass — what specialized fintechs are doing today. Success hinges on adopting three key technologies. Click HERE to learn more.

Builder Confidence Uptick Signals Turning Point for Housing Lies Ahead

from National Association of Home Builders

A modest drop in interest rates helped to end a string of 12 straight monthly declines in builder confidence levels, although sentiment remains in bearish territory as builders continue to grapple with elevated construction costs, building material supply chain disruptions and challenging affordability conditions. While NAHB is forecasting a decline for single-family starts this year compared to 2022, it appears a turning point for housing lies ahead. Click HERE to learn more.