August 2021
Developing Financial Fitness
You give your abs a daily workout, but are you neglecting those money muscles? Here’s why being financially fit is super-important and how you can overcome common barriers to financial wellness... READ MORE.
Fall is around the corner! So naturally, that means it’s time to stock up on all the seemingly endless items for school like tuition, dorm room essentials, sports gear, uniforms, and other supplies. Or maybe your “normal” isn’t back-to-school but time for you to catch up on home improvements or consolidate your debts.


Apply online for a quick decision and the proceeds can be applied directly to your JMAFCU checking account. Whatever the need, our 40th-anniversary loan special has you covered!
Borrow up to $10,000
A great fixed rate as low as 5.40% APR*
Loan terms up to 60 months with no prepayment penalty
*Annual Percentage Rate. All loans subject to approval. Terms and conditions based on creditworthiness and an evaluation of each borrower’s credit file. 
Beware: Back to School Scams
Whether you’re a college student prepping for the fall semester, a high school student getting ready for a new school year or the parent of a student of any age, beware these trending back-to-school scams!... READ MORE
Move your credit card balances to JMAFCU and SAVE!
Enjoy all that's special about summer 2021 without the regret of high-interest credit card debt.

Instead, choose a JMAFCU Visa Credit Card with a balance transfer rate as low as 5.40% APR* for the life of your transferred balance. 

Keep the memories and transfer the balance. Transfer your non-JMAFCU debt and take advantage of rates as low as 5.40% APR* that will apply to the transferred balance until it is paid in full. 

  • This is NOT an introductory rate. Your interest rate is based on your approved rate for your credit card transferred balance(s) until they have been repaid in full, not 6, 12, or 18 months like major credit card companies.
  • Pay no balance transfer fee! Most other card companies charge at least a 3% transfer fee.
  • JMAFCU Visa Gold Rewards and Visa Platinum Rewards cards earn 1% cash-back rewards that are deposited to your savings account monthly. Nothing to redeem or track. 
*APR=Annual Percentage Rate. As of 3/1/2021, balance transfer rates range from 5.40% APR to 18% APR, are based on creditworthiness, and will be fixed for the life of the transferred balance and subject to a penalty rate. Offer only valid for balances transferred from non-JM Associates Federal Credit Union credit cards. Balance transfers are not eligible to earn rewards. The maximum total transfer amount is limited to your available credit line. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless you pay the entire balance, including any transferred balances, in full each month by the payment due date. Limited time offer.

**Visa Gold and Visa Platinum cardholders: to participate in the balance transfer, you must upgrade to a Visa Gold Rewards or Visa Platinum Rewards card which are variable rate cards. These rates are for balance transfers only. An upgrade is required to qualify for the balance transfer special rate.
Meet Our Team: David Ellen
David, AVP of Lending at JMAFCU Westlake’s office joined the team in 2017. His career spanning over three decades includes large and small commercial banks and credit unions.

David has lived in Florida over 30 years but “Carolina” will always be home (Go Tar Heels). He comes from an athletic background, playing college baseball and coaching a girls Fastpitch softball showcase team for over 15 years. On his days off, you can find him at the ballpark umpiring softball and baseball from little league to the high school and college levels.

David and his team deliver solutions that give members peace of mind. Give David a call at 800-581-2256 for all of your borrowing needs because JMAFCU has money to lend! And if you want to talk baseball or softball, he’d love to do that too! 
JMAFCU is celebrating 40 years and we want you to celebrate with us! We are offering a 40th Anniversary special: receive a 0.40% APR* reduction on your qualified rate for a new or used auto loan.

Not ready to buy, but still want to save more? Bring your current non-JMAFCU auto loan to us and we may be able to help you lower your monthly payment!

You must mention the 40th anniversary special to qualify for the APR discount in the comments of our online loan application or when you speak with a JMAFCU Loan Officer.

*Annual Percentage Rate. All loans subject to approval. Terms and conditions based on creditworthiness and an evaluation of each borrower's credit file. Interest accrues at loan origination date. Federally insured by NCUA.
JM Associates Federal Credit Union | 800-581-2256
Equal Housing Lender