Launch Your 1st Financial Lesson Take a Step Toward Financial Fitness with PA Central's Financial Fitness Hub The PA Central Financial Fitness Hub is a place to build, refresh your knowledge, and learn real-world money skills — for FREE — one subject at a time. Learn the basics of budgeting and managing debt, saving for retirement, purchasing a home, understanding your credit score, and more! Each course consists of several 5-10 minute modules that you can work through at your own pace. As you complete modules, you’ll be invited to create a username and password. Registration isn’t required, but it will allow you to save and track your progress. And, if you register you could win a Fitbit (details below).

Register for our Financial Fitness Hub and complete at least 3 education modules to be entered into the drawing for a Fitbit fitness tracker (value $99). We'll give away away five Fitbit inspire 2 trackers on August 31, 2021! Get started!

You can enjoy your summer even more by simply skipping the July or August payment on your qualifying loan(s) with us. Details on our Skip-A-Pay form. Please note: Skip-a-pay excludes credit card loans and some vehicle loans. The low $35 processing fee per loan can be deducted from your PA Central FCU savings or checking account.

Skip-A-Pay Form

HELOC Financial Calculator! Are you in the market for a Home Equity Line of Credit (HELOC)? Check out the HELOC calculator on our website to help with deciding how much you want to borrow and what your payments will be. HELOC Calculator

Low Interest Credit Card 9.90% APR! Here's why we think you should use our 9.90% APR VISA Card and ditch the Big Bank high interest cards: Annual Fee = Zero! Balance Transfer Fee = Zero! Our card is instant issue. Your order will be ready in one business day! You can personalize your card for FREE! Apply Today!

High Dividend Checking - Are You Earning Interest Each Month? If you have a checking account with PA Central you may be missing out on an opportunity to earn 2.02% APY each month with our High Dividend Checking Account. You can AUTOMATICALLY earn interest each month you meet the qualifications. Learn more about the High Dividend Checking Account by visiting www.pacentralfcu.com/hdchecking

Scam Red Flags and Prevention Tips Scams are often hard to detect at a glance. However, recognizing these common red flags can help. Don't always trust the display name - criminals will spoof the email name to appear to be a legitimate sender. Be cautious of clicking links and opening attachments -- don't click unless you are confident of the sender or expecting the attachment. Openly sharing information on social media can provide an identity thief with the necessary information to impersonate you or answer certain challenge questions. Know that the IRS or Social Security Administration will never contact you by phone, email, text or social media. The FTC recently launched ReportFraud.ftc.gov, a site for people to report fraud and other illegal business practices. Consumers can report as much or as little as they wish when they file a report. For more information visit our Fraud Prevention/Security Page

E-ZPAY: Pay Your Loan Online 24/7 It's the fast, secure and easy way to make your PA Central auto payment, credit card payment, home equity, or other loan payment online. You can use E-ZPay anytime you want to make a loan payment to PA Central. Use E-ZPay to make a monthly payment or whenever it’s more convenient than putting a check in the mail. There’s no sign up required. Learn more!

POLL! Please tell us...

Choose what's most important for you to open a new credit card. Card Controls - I want access to turn my card on/off, set limits, etc. Select Contactless Card - I want to be able to "tap" to pay Select Earn Rewards - I would rather earn rewards by using my credit card Select Low Rates - I want a low interest rate credit card Select Personalization - I want my to have my own image on my card Select

Using Our Mobile App is... EASY- User-friendly, no matter what your level of comfort with technology SECURE- Your account is protected with multilayered security CONVENIENT-  Your money is at your fingertips at home, at work or on the go And, there's more you can do with our Mobile App: Use Mobile Deposit to deposit a check by taking a photo with your phone Transfer money between your accounts Pay Bills with Bill Pay and Bill Capture Send money with Zelle®

Get Started! Take control of your cards and your finances! Download our free CardGuard App. First, you'll need to be enrolled in Virtual Branch Online Banking. Then, you can link your PA Central debit and/or credit card.

Main Office 959 East Park Drive Harrisburg, PA 17111

Jonestown Road Branch 5137 Jonestown Road Harrisburg, PA 17112

Palmyra Branch 1220 East Main Street Palmyra, PA 17078

Call us | Email us | Visit one of our branches 717-564-4661 or 800-356-3875