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"Providing First Class Service Since 1925"
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October 2021
Have questions? Chat with a loan officer.

You'll love CREDIT UNIONING with us!
*Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $20,000 auto loan with a term of 60 months at 1.90% APR would have a monthly payment of $349.69. Federally insured by the NCUA. Equal Housing Opportunity. Qualified refinanced loans include auto, motorcycle, campers/trailers, and recreational vehicles. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or up to 90 days no payments. Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments. All loans subject to approval.
*APR = Annual Percentage Rate. APR is a fixed rate and will not increase during the loan term. All loans are subject to approval. New loans only. The loan offer expires on December 24th at 12:00 pm CST. Terms of repayment example: $2,000 with a term of 12 months at 7.90% APR would have a monthly payment of $173.88. Federally insured by the NCUA. Equal Housing Opportunity.
Primary Financial Institution

We want to be your ONE and ONLY!

As a member-owner of First Class Community Credit Union, it’s our hope that you consider us your primary financial institution – the 1st place you think of when you need any financial service!

If you have accounts or loans at other financial institutions, we would like to chat with you to see if we can earn more of your business and save you money.  
Local Mortgage Expert

Hello! My name is Sona Lopez and I am your local mortgage expert. I have extensive local market knowledge and I will guide you through each step of the loan process.  I can offer you a wide array of mortgage products at competitive rates. Whether you are a first-time homebuyer or a homeowner looking to lower your payment or pay off your loan sooner. Mortgage rates are still low and we make the process simple! If you need assistance, please don’t hesitate to reach out to me.

Sonia Lopez
Mortgage Loan Officer
515.867.2734 | sonial@premierLA.org | NMLS 1581053
We’ve partnered with Balance Investment Services to bring you a trusted resource for financial planning.  Contact Chet A. Johnson, CRPC, AIF, for a no-cost, no-obligation introductory meeting!
Share your First Class Community Credit Union story with us!
Tips to Reduce or Avoid Fees

Be sure to check out all of our tips on reducing or avoiding fees. You can always find our fee schedule under the "Accounts" tab on our website.
Open a lockbox today!
We invite you to visit the credit union on Thursday, October 21st, to share one of your favorite tips for building financial health, and grab a cookie to celebrate International Credit Union Day with us! 

We'll join over 56,000 credit unions around the world to celebrate International Credit Union (ICU) Day. The theme of ICU Day 2021 is “Building financial health for a brighter tomorrow.” ICU Day highlights the many ways that credit unions across the world help members improve their financial health and well-being. Credit unions were built on the principle of “people helping people.” We’ve seen that philosophy in action for more than 100 years, with credit unions providing access to affordable financial products and striving to meet the needs of underserved communities. First Class Community Credit Union is honored to be a part of this proud tradition.


Mark Your Calendar

Monday, October 11th - Closed for Columbus Day

Thursday, October 21st - International Credit Union Day

Thursday, November 11th - Closed for Veterans Day

Thursday, November 25th - Closed for Thanksgiving Day
Westown Office
2051 Westown Parkway
West Des Moines, IA 50265
515-224-4300
Euclid Office
303 Euclid Ave
Des Moines, IA 50313
515-224-4300
Federally Insured by the NCUA. | Equal Housing Opportunity.