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July 2023 eNews

Skip Your Loan Payments & Kick In Your Summer!

You may be eligible to SKIP one month’s worth of payments on your First Class loans in July or August of 2023. Skip your payment on one eligible loan...or all of them. It’s up to you!

Learn more & submit a request form

Whether you’re an undergraduate, career training or graduate student get money for school from Sallie Mae®, Student loans from First Class Community Credit Union in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

Competitive interest rates
Multiple repayment options
No origination fees; no prepayment penalty¹

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you

Celebrate Youth Week

July 24-28

Our staff is putting together a fun-filled week to celebrate our members ages 17 and under!

Watch for more details about a coloring contest, daily prizes for making a deposit, a special prize for opening a new youth account, and much more!

Mark your calendar and plan to stop in to our Euclid branch, or drive through our Westown branch.

Skip Town &

Your Car Payments

Bring your auto loan to

First Class & drive away with

90 days of no payments + $100 cash!

Easy application
No-Cost Pre-Approvals
Competitive rates
Terms up to 7 years

Includes motorcycles, campers, trailers & RVs too!

Apply Online Now & Make No Payments Until September!

Offer subject to change without notice. All loans subject to approval. Qualified loans include autos, motorcycles, campers/trailers, and recreational vehicles. For a $20,000 car loan with a term of 60 months at 4.99% APR, the monthly payment will be $377.33. Current loans with FCCCU do not qualify. Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments. Federally insured by the NCUA. Equal Housing Opportunity.

Build Your Credit & Confidence

Our Secured Credit Card is a unique card that nearly all members can qualify for.

No minimum credit score required
A great way to improve or establish your credit
No Annual Fee
A great tool for online purchases

Get all the details & apply online!

*Certain conditions and limitations may apply and cards are subject to approval - talk with a lender or visit our website for complete features and benefits of the card. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. For the Secured and Max Cash Secured products, your credit limit will be equal to the amount of your security deposit with a minimum of $300. Federally insured by the NCUA. Equal Housing Opportunity.

You Own First Class Credit Union

One of the many unique aspects of a credit union is that it's member owned. That means when you deposited $25 into a savings account at First Class, you didn't just open a membership with us; you became part owner of this financial cooperative!

As a member-owner, you also have the opportunity to elect the volunteer board members who will represent your interests throughout the year.

Member ownership is just one of the many things that make credit unions special.

Learn more about your credit union

This Month's BALANCE Webinar Series

First Class has partnered with BALANCE to provide you with free access to expertly-crafted financial education resources.

Learn more about this valuable financial education tool

Free Webinar:

DRIVE AWAY HAPPY: CAR BUYING DECISIONS

Tuesday, July 11 & Thursday, July 20

Getting a car can be overwhelming and stressful with all the decisions to make: new or used; buy or lease; zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible, while also making wise financing decisions.