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Recently CalOHA President and CEO, Dyana Kelley was invited to speak at a hearing regarding the California State Insurance FAIR (Fair Access to Insurance Requirements) Plan. Dyana presented to Commissioner Lara the challenges we are facing as an industry relating to affordable and equitable coverage.
Following the hearing Dyana spoke at a board meeting for the California Travel Association and presented those challenges. Cal Travel determined that these challenges could have a trickle down effect on tourism and therefore decided to pull together a task force of other associations who have been affected.
On August 30th, CalOHA, Ski California, and CABBI (California Association of Bed & Breakfasts and Inns) met with Commissioner Lara to discuss solutions.
The task force discussed with the commissioner the issues associated with underwriting based on zip code. Many businesses go to great lengths to protect their property with mitigation strategies and should be rewarded for their efforts rather than lumped in with all businesses and homeowners within a zip code region. Additionally, the limited perils of the Plan do not provide for equivalent coverage and in many cases at a much higher rate.
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