September 2021 eNews
If your auto loan isn’t with us, you’re probably paying too much.

We’re your full-service auto lender.
Ask us how we can help you save money.
* Federally insured by the NCUA. Equal Housing Lender. 
NO closing costs unless a full appraisal is needed.
*Annual percentage rate. Offer only applies to Minnesota and Wisconsin mortgages. Federally insured by the NCUA. Equal Housing Opportunity.
Nationwide 24/7 Access

Toro Credit Union’s digital tools and other resources for self-service banking and nationwide 24/7 account access allow you to conduct financial transactions when and where it’s convenient for you.

You can access your accounts from a computer or your smartphone by using the Toro Credit Union Mobile App. From there, you can deposit checks, make payments, view transactions, check balances, find an ATM, and much more. It’s easy and it will save you time to manage your account digitally. If you haven’t enrolled in online access, it only takes a few minutes.
Pay My Loan

It’s easy and convenient to make your loan payments with your credit card, debit card, or your bank account.
  • Make a one-time or recurring payment to your Toro Credit Union loan using another institution’s credit or debit card. There is a $2.00 plus 2.60% of the payment amount fee for this service if you pay by debit or credit card. Visa Credit Card not allowed by VISA.
  • Make a one-time or recurring payment to your Toro Credit Union loan using your checking or savings accounts at other financial institutions. There is no fee from a checking or savings account.
  • Make a loan payment to your Toro Credit Union loan using your Toro Credit Union checking or savings account by logging into It'sMe247 Online Banking. It’s FREE! If you’re a first-time user, you’ll need to know your Toro Credit Union account number and loan ID number.

All payments will be posted to loans in approximately two business days.
Manage My Cards

Managing and protecting your cards is easy when you use the “Manage My Cards” feature of the Toro Credit Union Mobile Banking App!
  • Temporarily turn cards off and on if misplaced
  • View card transactions and balance
  • Setup activity alerts
  • Report a lost or stolen card
If you have an experience you would like to share, please email us a quick note along with your photo. Then we’ll deposit $5 into your account as a special THANK YOU!
Auto & Home Insurance

If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
Senior Discounts vs the Best Discount


Aging has its perks, in the form of some outstanding discounts. For example, the cost of an annual senior pass to the National Parks and Federal Recreational Lands is $20 and gives adults age 62 and older access to 2,000 parks and recreation areas.
 
But senior rates aren't always as good as discounts available to the general public, so it pays to check out your options. Here are six categories worth exploring to see if a senior discount will actually get you the best deal.
 
  • Tourist attractions 
  • Checking accounts 
  • Hotels 
  • Phone plans 
  • Rental cars 
Extended Warranty Coverage

A vehicle is a huge investment. With all the computer and electronic parts in today’s vehicles, one mechanical repair can often end up costing several thousands of dollars. In order to keep you on the road, we have partnered with Route 66 to offer an extended warranty that comes loaded with benefits that you don’t usually get with a warranty from a dealership. Route 66 warranties are often cheaper than dealership offerings, and there is no deductible. 

Plus, you can choose any certified mechanic you’d like and aren’t forced to take your car into the dealership every time it needs repairs. Also, the warranty is transferable, which makes your care worth more money at resale.
  • Toro College Scholarship Program
  • Toys for Tots - You can make a monetary donation to Toys for Tots at the credit union between now and December 15th.
  • Melrose/Hoffman Employee Critical Need Fund
  • United Way

Make donating part of your financial life.
Mark Your Calendar

Friday, September 3rd - END of Friday Summer Hours

Monday, September 6th - Closed for Labor Day

Thursday, October 21st - International Credit Union Day
CONNECT WITH US!

Lobby Hours: Monday - Thursday 8:30 am - 4 pm CST
Friday Summer Hours 8:30 am - 12:30 pm CST (Summer Hours END 9/3)

Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday 7 am - 4 pm CST
 
Website: www.ToroFCU.org
Lending Email: lending@torofcu.org

Federally insured by the NCUA.   Equal Housing Opportunity.