July 2022
JMAFCU Now Offers External Transfers ACH via SAFE IB or Mobile Banking
What is External Transfer or ACH Origination? This is the ability for JMAFCU members to create electronic withdrawals, loan payments and deposits from other institutions where they are the owner of the account. Will JMAFCU offer ACH Origination through SAFE IB? Yes! Through SAFE IB it is called external transfers. It can be found under the transfer section... [READ MORE]
Whether on the open road, or coasting offshore; there's a whole world out there ready for you to explore!
Whether you’re looking to take your family outings to the next level or to create exciting new adventures that’ll last a lifetime – a Recreational Vehicle Loan with JMAFCU is here to help you create those stories that you’ll be telling for years to come. 

With low rates and even lower monthly payments, a JMAFCU Recreational Vehicle Loan is guaranteed to help you cruise into savings and back to enjoying all that life has to offer.

The purchase of campers, camper trailers, motor homes, Jet skis, and ATVs may be financed for up to 72 months. JMAFCU will finance up to 80% of the purchase price of your new recreational vehicle. Contact your local JMAFCU office to discuss terms and conditions* for the recreational vehicle you are considering. JMAFCU also considers financing used recreational vehicles.


Don’t miss out on your next adventure! You can apply quickly and easily online.
Member Question: "Why refi?"
Q: My budget-killing motorcycle loan needs a refi. What are the benefits of refinancing my loan through my credit union?
A: Refinancing a large loan, such as a motorcycle loan, into one that offers more affordable payback terms can make a huge difference in a monthly budget. Here are some reasons to refinance your motorcycle loan through your credit union... [READ MORE]
Buy or Skip in July?
Buy: Patriotic items
Pledge your allegiance along with your favorite retailers when buying almost anything under the sun in red, white and blue. Of course, you’ll also find discounted fireworks and July 4th decor, which can be stored for next year’s Independence Day festivities.
Skip: Sunglasses
If you need a new pair of shades, you’re best off waiting a bit before springing for a new pair. Sunglasses are still retailing at full price this month and won’t start to see discounts until September. For even steeper savings, pick up a new pair of shades in October... [READ MORE]
Traveling This Summer?
Remember to Notify Your Credit Union.

If you have travel plans this summer, make sure you notify your JMAFCU Customer Contact Center before you leave home. Your JMAFCU Visa CheckCard and credit cards may be blocked if you have transactions outside of your normal spending patterns. Call us at 800-581-2256. 
What is the True Cost of Convenience?
by Greenpath Financial Wellness

The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID - especially for the homebound or those with high-risk health conditions. Food delivery is also essential for households without transportation, and helpful to anyone who decides that home grocery and meal delivery are services that meet their needs.

While home grocery and meal delivery are fast and convenient, it can be helpful to weigh the pros and cons of the added expenses involved if it is a choice and not a necessity. Outlined here are the key cost considerations of home grocery deliveries, restaurant deliveries, and home-delivered meal subscription boxes... [READ MORE]
JM Associates Federal Credit Union | 800-581-2256
Equal Housing Lender