Volume 2L | January 21, 2021
Keeping a positive attitude is one of the most important things you can do if you want to lead a happy life and achieve your desired level of professional success. When you have a positive attitude, dealing with personal and professional obstacles will be a lot easier, and you will be able to keep moving forward in the face of adversity. 

The following are methods for how to keep a positive attitude:
  • Be aware of the good things in your life
  • Push yourself to do more each day
  • Describe yourself and your life with positive words
  • Surround yourself with positive people
  • Start meditating every day
  • Try not to expect results
  • Try to make other people feel happy
  • Forgive others for their limitations
  • Focus on what you get to do instead of what you have to do
  • Practice dealing with rejection
Important Information from John Hancock regarding their Term Life Insurance

"As we start 2021, we acknowledge that we continue to fall short of expectations in the
New Business and Underwriting operations areas. Volumes are up sharply and, when
paired with the iterative interruptions and delays caused by our recent conversion to a
new application processing platform, many have experienced processing times that
are not on par with our normal service levels. We apologize for any inconvenience this
has caused you or your clients and are working every day to improve. In order to accelerate a return to service levels that are consistent with our commitment to you, effective January 28, 2021, we are temporarily raising our minimum face amount for term insurance to $750,000. Please see below for additional details. 
  • Applications under $750k in face amount must be signed and received by the John Hancock Home Office on or before Wednesday, January 27, 2021 in order to be issued.
  • Any applications received on or after Thursday, January 28 with a face amount of $749,999 or lower will be returned.
As those digital integrations progress, and we are able to support business with the high level of service you have come to expect from us, we will reevaluate and adjust term limits accordingly."
Cash for Life Sales!

With American National, you can earn up to $3,000 cash bonus for life sales between
January 1 to March 31, 2021 Learn more
big-bills-money.jpg
Interested in making more money from your book of business? Cross-sell!

Book of life clients? Offer Medicare plans and/or ancillary products!
Book of dental clients? Offer life products!

MCC has a vast portfolio of carriers and products to cover many of your client's needs. Take advantage of it, capitalize on your existing clients and you could make 2021 your highest earning year yet!

To learn more about our products, visit our website or call us today at (800) 783-5642
older_people_chess.jpg

Customize Life Insurance with Riders

Life Insurance riders bring more value to basic coverage. Riders offer supplemental coverage to your life insurance policy and accommodate many unexpected events that aren’t covered within coverage alone. Here are a few riders you can add to tailor your clients’ plans. Learn more
Carrier Feature: Pacific Life
THE BIGGEST OPPORTUNITY...UNDER YOUR NOSE.

Of the $12 trillion life insurance protection gap, 1 in 2 U.S. households are existing policyowners with an average coverage gap of $225,000 per household.¹
The greatest opportunity may be hiding in your book of business.
Let Us Help You Build Your Business

1 Source: “Turn Up The Volume $12 Trillion Sound Opportunities,” LIMRA, Dec. 2016.
Carriers on the Drop Ticket Platform
  • AIG
  • American National
  • LGA (Banner/William Penn)
  • Protective
  • Pacific Life
  • Prudential
  • Mutual of Omaha
  • John Hancock - With and without Vitality
To learn more, click the Drop Ticket banner above. To request access to Drop Ticket, contact Lori by email or call (800) 783-5642 ext. 1119
There is more than one reason to buy life insurance – ILLNESS

Illness will impact most people during their lifetime. 92% of older adults have at least one chronic illness and the reality is 70% of Americans could not pay an unexpected medical bill of $4,000. The opportunity is clear to expand your business and engage your clients. Share this infographic to start the conversation.
**Social Media Post to Share with Your Clients**
wheelchair-man-windows.jpg
A Note from Transamerica regarding their Standalone Long Term Care product

"Thank you for your patience following the announcement regarding the exit of our standalone Long Term Care business. At time of the announcement last month, we shared that there would be more detail to follow in January. We are currently working with the transition team and senior leadership to provide a comprehensive communication to include transition rules, FAQs and additional supporting documentation. In the interim, I have received clearance to share with you in advance this high-level correspondence which includes important dates for both individually sold and MultiLife business. 
  • Individual LTC – March 31, 2021 – all applications must be completed, signed and received by Transamerica LTC by this date. 
  • Multi-Life LTC – A SGR for an approved MultiLife case must be received no later than March 31, 2021. Last day to submit a MultiLife Application will be June 30, 2021
*Importantly – for those of you that work with, or are interested in, other Transamerica products (Life, Annuity the LTC riders and Living Benefits imbedded in those products are unchanged.”
 
MCC Brokerage will continue to offer Long Term Care with Mutual of Omaha, One America (“State Life”), along with the riders in the Life Policies such as John Hancock, Lincoln Moneyguard and the others. To learn now, check out our LTC webpage or call us today if you have any questions.
Missed an MCC Newsletter? Check out our Newsletters Archives