Over the years, student loan debt has spiraled into a trillion-dollar pandemic. Today, it’s the second largest form of consumer debt, just behind home mortgages and just slightly above credit cards and car loans.
It is so easy to find yourself in debt. Whether you lost a job, are not able to pay for student loans, or are having issues keeping your house due to an adjustable rate mortgage, not having enough money on your hands can be a rather difficult.... Read more here!
Single mothers are more likely than two-parent couples to face debt, lower credit scores, and bankruptcy. The National Bureau of Economic Research reported that single-mother households were overwhelmingly likely to face poverty. About 85% of....Read more here!
There is one question that we get asked time and time again. That question is “Can credit counseling really help me?” We know that everyone’s situation is unique and different from everyone else’s. Some people fear that we may not be able to help them because they have too much debt, not.... Read more here!
CLIENTS SPEAK OUT -
"I can't speak highly enough about my experience. The intake counselor I spoke with made me feel comfortable and was so kind and reassuring. The time spent in the program both made it feasible to pay off my debt and it provided a time of forced change in my spending habits, which has helped me to be more financially healthy coming out of my debt management plan. The physical congratulations letter in the mail was also a really nice touch that I appreciated. Thank you!" ~ Sarah E.
"They were always professional and helpful whenever I had any questions. Thank you so much!” ~ April R.
"I loved my experience. I never would have paid off this debt without your program. Thanks!" ~ Leah H.
Under The American Rescue Plan Act (ARPA) of 2021, Pennsylvania has been allocated $350 million through the federal Homeowner Assistance Fund (HAF) to help homeowners behind on their mortgage and other home-related expenses due to the Covid-19 pandemic.
The Pennsylvania Housing Finance Agency (PHFA) has been designated by the state legislature to administer this program in the commonwealth. As a network agency with PHFA, Advantage CCS is committed to providing all PA residents with quality homebuyer and foreclosure prevention counseling.
To that end, we will continue to keep consumers notified of any upcoming assistance programs for those directly affected by the pandemic. Any updates to program dates will be announced in our upcoming newsletters or on our Facebook page.
For residents outside of Pennsylvania, please consult with your State's Housing Finance Agency or visit https://www.hud.gov/ for agencies in your area.
