NEW SCAM TO BE AWARE OF!!
Some of our clients have called us to say that either Medicare or their insurance company called them saying they wanted to do the "Health Risk Assessment" and asked for their birthday, Medicare #, address etc.
The Health Risk Assessment is a survey the insurance companies use to learn more about their members so they can improve the benefits you get. Although this is important, most of the time we have already done this for you! If we did not, and the insurance company calls you, they will NOT ask you for all this personal information. They already have it! Medicare will NEVER call you!!! These calls will result in your insurance being changed without your knowledge. Never ever give your information out over the phone!!!!
THE SECOND BIG PROBLEM THIS YEAR!!!
The TV ads keep talking about the Flex Card for Seniors. This is not just a freebee given to all seniors. You will have to change your insurance plan. They "probably" do not have all your doctors in network and even if they do, the copays might be higher. We are contracted with all of these companies and it's likely you won't want to be on the plan that includes the flex card. If you are curious please call us and NOT the TV ads. They won't bother to check your doctors etc and it can cause you PROBLEMS come January. Call us first!!!
Please be very careful of phone solicitors! Do NOT give your information out over the phone! If you are CURIOUS about any "EXTRA", "NEW", or "BETTER" benefits do NOT change without speaking to us first! Solicitors promise you things, but they don't tell you what you may lose!! We are contracted with MANY companies and can help you.
** Remember Medicare or Social Security will NEVER call you!!!**
We are happy to help your family and friends too! Just give them our phone numbers and have them call us @ 865-203-2040.
We hope to bring you valuable information and updates on Medicare and related topics. Feel free to drop us a line if you would like to see something in particular!
~Matt & Karen Kukura