"SCAM ALERT"


NEW SCAM TO BE AWARE OF!!


Some of our clients have called us to say that either Medicare or their insurance company called them saying they wanted to do the "Health Risk Assessment" and asked for their birthday, Medicare #, address etc.

The Health Risk Assessment is a survey the insurance companies use to learn more about their members so they can improve the benefits you get. Although this is important, most of the time we have already done this for you! If we did not, and the insurance company calls you, they will NOT ask you for all this personal information. They already have it! Medicare will NEVER call you!!! These calls will result in your insurance being changed without your knowledge. Never ever give your information out over the phone!!!!

THE SECOND BIG PROBLEM THIS YEAR!!!

The TV ads keep talking about the Flex Card for Seniors. This is not just a freebee given to all seniors. You will have to change your insurance plan. They "probably" do not have all your doctors in network and even if they do, the copays might be higher. We are contracted with all of these companies and it's likely you won't want to be on the plan that includes the flex card. If you are curious please call us and NOT the TV ads. They won't bother to check your doctors etc and it can cause you PROBLEMS come January. Call us first!!!

Please be very careful of phone solicitors! Do NOT give your information out over the phone! If you are CURIOUS about any "EXTRA", "NEW", or "BETTER" benefits do NOT change without speaking to us first! Solicitors promise you things, but they don't tell you what you may lose!! We are contracted with MANY companies and can help you.

** Remember Medicare or Social Security will NEVER call you!!!**

We are happy to help your family and friends too! Just give them our phone numbers and have them call us @ 865-203-2040.

We hope to bring you valuable information and updates on Medicare and related topics. Feel free to drop us a line if you would like to see something in particular!
~Matt & Karen Kukura
WONDER ABOUT THE TV ADS??
GETTING MONEY BACK??
EXTRA BENEFITS??
PAYING YOUR PART B PREMIUM??
Be careful of the TV ads and phone solicitors!! Most of them do not have your best interest at heart. We can help see if you qualify for extra help or money back on your Part B premiums.

To get "money back" or "rebates" etc....
  • Typically goes by income
  • Or it may NOT include prescription drug coverage
  • Or copays may be MUCH higher than other plans!
  • Questions?? CALL US at 865-203-2040 or 865-228-8627
Thanksgiving Day Fun Fact!
October 3, 1863 - President Abraham Lincoln issued a proclamation 
designating the last Thursday in November as Thanksgiving Day.

78 years later on December 26, 1941 President Roosevelt signed the resolution, thus establishing the fourth Thursday in November as the official Federal Thanksgiving Day holiday.
VISIT OUR WEBSITE!
If you have already visited our new website - we want to say THANK YOU! If you have not, we encourage you to visit our site and please give us feedback. What would you like to see? What has been helpful?  Our goal is to make us very easy to reach and give you the information you need as a Medicare beneficiary. 

And if you have a moment, please consider giving us a review on Facebook and / or Google. All of these things will help us in the new virtual world!  See below links to leave reviews!

DO YOU HAVE A STAND ALONE PRESCRIPTION DRUG PLAN?
If you have a stand alone prescription drug plan in conjunction with a Medigap/Supplement plan we HIGHLY encourage you to review your plan during open enrollment. You can do this yourself by checking on Medicare.gov and adding your prescriptions and preferred pharmacies. Or you can call Medicare at 800-633-4227 or call us and we will be happy to help! 865-203-2040 or 865-228-8627 ~ Be sure to have all your prescriptions, dosages, tablet or capsule ready. If you use a cream or ointment know the size of the tube and with injections know the size of the vial/or pen and how many you need monthly!
  • Image courtesy of Gordon Johnson Pixabay
*Medicare Insurance Specialty Group is Not Approved By, Endorsed By, or Affiliated With A Government Agency.
*Images by Gordon Johnson, Gunter Rohe, & Christian Dorn Pixabay
141 N. Martinwood Rd. Suite 104-14
Knoxville, TN 37923
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