WELLNESS 2021: "Take Action" ESHCA Wellness Newsletter March 2021 The shareable link (printable) for this issue: https://conta.cc/3rpWWi0 For complete member services visit us at: www.eshca.org

2021 Health Benefits: Safety Meeting Information

2021 Health Benefit Highlights:..please review the health insurance info that would have been presented at the Safety Meetings. ESHCA is a self-insured medical plan Costs are continually monitored with MVP 2021 Premiums will remain flat Saving money on health premiums increases pension contribution. Do your part, see "Take Action" (below) Digital communication is becoming more important. Stay connected, do we have your: email cell phone number (see incentive below) Questions? Contact Donna (dcarney@eshca.org) or Patrick (pflaherty@eshca.org) 

"Take Action" Against "High-Cost Claims"

Fact: The #1 cause of rising health premiums is "High-Cost Claims", those exceeding $50,000 per year! Did you know: 60% of Americans have 1 or more chronic disease(s) which are potential precursors to high-cost claims. "Take Action": ESHCA Members Can Control Health Premiums by following these 3 steps: 1) Preventative Appointments Annual Physical ($200 incentive) Vision Dental - cleanings 2x per year! 2) Use MyVisitNow or Urgent Care instead of the ER Unnecessary ER visits cost ESHCA members hundreds of thousands of dollars per year!!! MyVisitNow ($0 copay): virtual urgent care telemedicine! Urgent Care ($25 copay) ER ($250 copay): uncontrollable bleeding, chest pains, symptoms of stroke, difficulty breathing. 3) Healthy Lifestyle 80% of chronic disease can be reversed or managed through lifestyle including diet and exercise. Review 2021 ESHCA Wellness Incentives: get money back for practicing healthy behaviors! 

MVP tools and apps to help you manage your health benefits: MVP Member Portal helps members to manage their account MyVisitNow (need to register before using)

Financial Wellness

3 Keys to Smart Estate Planning! Is your Beneficiary Form up-to-date? Questions? Contact: Colleen (cseymour@escha.org) Investment Performance as of January 31, 2021

$25 March Incentive Challenge... "Drink Yourself to Heart Health!!!" What should you know? Research shows drinking 5 glasses of water per day reduces the risk of heart disease in women 41% and 54% in men. That is statistically more significant than diet or exercise. This challenge is offered annually, it is easy and effective, give it a try! Drink either 66-99 oz. per day - or - 1/2 your body weight (pounds) in ounces! Download and record on the Water Log.  At the end of 12 recorded days, email (cell phone picture works), mail or fax me a copy. Make your own log if you are unable to print, I will take it! Challenge starts on March 3rd and ends on April 14th (last day I can take logs). Objective: make drinking the recommended daily dose of water a healthy habit and reduce your risk of heart disease! FYI, although all members of the household are encouraged to participate, only 1 incentive card can be issued for each member-household with the exception that more than one employee-member lives in a given household. 

In case you missed it...take advantage of the challenges that have been offered to this point in 2021: 1) Fill out your General Health Assessment ($25) - available to the member and member-spouse 2) Register for MyVisitNow ($25) Email me a screenshot of the confirmation page, if that does not work let me know and I will confirm with MVP. 3) Text Notification System ($25) Email me your cell phone number to receive text notifications for the quarterly online newsletter (March, June, September, December) and to be notified of emergency changes to the health benefits.