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Read the Winter
Newsletter
Catch up on all of the latest from the United Methodist Connectional FCU, including details on Protection Plus Checking accounts, home financing and auto financing.
Click here to download the newsletter
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UMC FCU
COVID-19 Updates (4/30)
As usual during this time, there is a lot of information below, and things change rapidly. I've tried to keep new info in red, but if you haven't checked it out in awhile, please read the whole thing. We appreciate our members and hope to help out as best as we can.
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Applications are now CLOSED. We look forward to Announcement of all winners during our Facebook Watch Party June 9th @ 7pm. Be sure to watch.
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On March 27, Congress passed the CARES Act, which includes the Paycheck Protection Program, which expands the SBA to provide relief for churches to cover payroll and utilities.
On April 24th, this program was extended.
Our best information is that the SBA will begin accepting applications on the second round on Monday, April 27. We are still accepting applications from UM churches and agencies, and we are prepared to start submitting these to the SBA at that time. If you have questions, contact Jonathan Curtis
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EXTENDED THROUGH MAY 31st.
We are excited to offer these great rates, starting today, March 27th.
- 36 months - 2.99% APR
- 48 months - 3.59% APR
- 60 months - 3.99% APR
- 72 months - 4.99% APR
- 84 months - 5.99% APR
During this period of social distancing, it is important to remember that you can shop for your auto using Auto Assistance. Not only will they help you find just the right car, but they will also deliver your new car to you and take back your trade, if you have one. A shiny new car, without visiting a car lot! Plus, using Auto Assistance to find your new car will save you an additional .50% on your rate, and a $25 gift card.
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If you are having trouble with your budget and bills, we recommend reaching out to Greenpath Financial Wellness, they have financial counselors who are able to help you find ways to manage your finances during difficult times. Check out their special COVID-19 section.
We have some new loans terms available for our members, in the event they need extra cash to manage expenses
-Get a personal loan of up to $2500, for up to 24 months at 8.99% APR*, and your first payment won't be due for 90 days**
-Through April 30, if you get an auto loan, you have the option to defer your first payment for the first 90 days**
-For churches, we continue to have great low cost options for smaller loans, plus a new addition.
- 3.50% APR* unsecured for three years, up to $50,000
- 4.25% APR* unsecured for five years, up to $50,000
- NEW: 4.50% APR* for ten years, secured by real estate, up to $100,000
- Church loans over $100,000 - contact Jonathan Curtis for rates and terms
*Annual percentage rate **Subject to credit approval and underwriting guidelines. Some restrictions apply. See credit union for full details Interest will accrue during the payment deferral period.
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Special Skip-a-Pay for our members
UMC FCU is providing the following measures to help our members:
-Pay attention to your Visa statements for potential payment deferment options .
-The
Skip-a-Pay for non-real estate loans has now closed however,
If you have already skipped your payment and would like to apply it for another 60 days, please contact the office.
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Partial closing of branch lobbies
If you find you have diminished access to money, and don't have a checking account, this is a good time to open a checking account and order a debit card. With a Visa debit card, you can access cash through the Co-op Network and at Publix Presto machines. Contact one of our offices for details.
Due to the current situation, to prevent social contact and help slow the spread of Coronavirus COVID-19, United Methodist Connectional FCU is temporarily converting its branches to partial access. We will be closing our lobby at both branches effective March 23, 2020
until further notice. Our Member Services Representatives are still available to assist you during normal business hours Monday thru Wednesday and Friday 8:30am - 4:00pm and Thursdays 10:00am - 4:00pm at 770-565-3794.
If you need to meet in person, please call for an appointment
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If one of the following applies, please do not request an appointment.
- Traveled within the last 45 days to South Korea, Japan, China, Iran, Europe, United Kingdom, or Ireland
- Have been in close contact with anyone who has traveled within the last 45 days to one of the countries listed above
- Had close contact with or cared for someone diagnosed with COVID-19 within the last 14 days
- Have experienced any cold or flu-like symptoms in the last 14 days (including fever, cough, sore throat, respiratory illness, difficulty breathing)
We want you to know that we are here for you in these difficult and uncertain times.
As we continue to weather this period of social isolation, your staff is committed to keeping UMC FCU a safe, secure place for your finances. Remember the many other ways of accessing credit union services:
- Online Banking
- ATM network, free at Publix Presto machines and more
- Night deposit box at the Marietta branch
- Shared branches (Note: many shared branch locations are suspending shared branch capabilities to limit traffic. If you are experiencing difficulties, please contact the credit union office)
- Mobile depositing through Sprig
- Transfer money to friends using PopMoney (accessed through online banking)
- Shop for a new vehicle using the Auto Mall from Auto Assistance
- Apply for a loan and get approved online
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Help keep churches thriving!
Churches and ministries play a vital role in keeping people connected and protected during this time. If you have online banking through UMC FCU you can continue your regular donations using Bill Pay. Here's how:
- From your online banking page, click Bill Pay on the left hand side - make sure you allow pop-ups
- When the new screen opens, make sure you're on "Payment Center," then click the button for "Add a New Company or Person"
- Search the name of the church or ministry. The church probably won't be found in the database, but then it will give you an option to enter the information manually
- Once you have set up the church information, you can direct one-time or recurring payments that will be delivered by check to the church
Thank you for supporting the UM community during this time.
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Featured video
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