December E*News - Some great reads!

Spectrumly Speaking

December 2019

Image result for holiday greeting images

We hope this e-newsletter finds you well and you are able to take some time to enjoy the true splendor of the holiday season with family and friends. Be vigilant to not get caught up in the stress of the hustle & bustle. The most beautiful things in the world cannot be seen or even touched, they must be felt with the heart.

Wishing you an incredible 2020 filled with great health, true happiness and an abundance of love and laughter!

Karen, Richard, Janet and Sheila

Year End Reminders

The truth is, many of us won't start thinking about things like taxes and deductions until March or April comes around, but there are several important financial and tax-related deadlines that should be considered before we ring in the New Year.

Click for details on these timely to do's ...

Be the hit of the holiday season

Give the gift of Education.

Instead of wrapping up yet another sweater, video game or poorly constructed toy, think about a gift that will have a lasting impact.

Have a look at Fidelity's RESP Gifting guide

Death vs Disability

A typical 30 year old has a four times greater chance of becoming disabled than he/she does of dying before age 65.

Life insurance is designed to benefit your estate upon your death, but what can help us meet our needs while we are alive?

Living benefit solutions help protect your wealth and give you the financial freedom to maintain your lifestyle or to obtain the care that you require in the event of an injury or illness.

Watch this video