In connection with the No Surprises Act (NSA) and Transparency in Coverage (TiC) Rules:
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You are protected against surprise bills when receiving out-of-network emergency services, out-of-network nonemergency services at an in-network facility, or air ambulance services. Refer to our notice.
- HMAA’s ID cards include deductible and out-of-pocket maximum information, viewable using a QR code, to help members better understand their costs in advance.
- We negotiate with and pay non-par providers directly for applicable claims.
We continue to monitor these mandates as the final rules are subject to change. Please consult with your legal or other advisor as needed.