CorePlus January Newsletter |
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As a new year begins, the Board of Directors and staff would like to express our sincere gratitude for your membership with CPCU. We look forward to serving you in 2021.
Nicholas K. Fortson
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Member service continues to be
our top priority.
Due to the increase in COVID-19 cases in our area, we may have to adjust periodically due to staffing challenges and may have to adjust branch hours of operation. We appreciate your patience during this challenging time.
For updates on branch hours or closures due to
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Paycheck Protection Program Loan |
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Are you a Small Business Owner?
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CorePlus is here to support you through the loan process from start to finish. If you are a Small Business Owner who needs financial support to keep your employees on your payroll during the COVID-19 pandemic, this loan may be beneficial to your business.
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Small businesses are the
foundation of our community.
We are here to help you.
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Fixed Rate
2.60% APR*
(Up to 96 month term.
Other terms also available.)
*For a limited time, $450 application fee waived.
NO closing costs!
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Pay Off Your Home Sooner! |
- Low rates
- No closing costs
- Local service
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*Annual Percentage Rate listed requires a minimum credit score of 750, maximum 80% LTV, and loan purpose for refinance and/or home improvements. Limited to 1-4 unit, owner occupied homes not listed for sale, and residentially zoned properties located in Connecticut or Rhode Island with a maximum loan amount of $250,000. $450 Application fee waived, limited time offer, current CPCU loans not eligible for this offer, this offer can be withdrawn at any time without prior notice.
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Home Equity Line of Credit |
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Home Equity Line Of Credit |
3.00% APR*
No matter what your next home project is, CPCU has the right loan for you.
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*Annual Percentage Rate for your Home Equity Line of Credit is based on credit score, which will determine how your rate is related to the prime rate. Rates listed above are for Principle and Interest HELOC, and 700 minimum credit score. The offset to the prime rate (“margin”) ranges from prime -.50% to prime +2.00%, with an interest rate floor of 3.00%-4.00%. This plan features a 10 year draw period and 15 year repayment period if any balances are owed at the end of the draw period. Payments are calculated at 1/180th of the balance owed each month during the life of the loan. This plan has a variable rate feature and the Annual Percentage Rate (APR) corresponding to the periodic rate and the minimum payment may change as a result. Limited to 1-4 unit, owner occupied homes not listed for sale, residentially zoned properties located in Connecticut or Rhode Island with a maximum loan amount of $200,000, 80% MAX LTV. This offer can be withdrawn at any time without prior notice. |
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Home Buyers Virtual Seminar |
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Hosted by Home Loan Expert
Susan Dombrowski
Wednesday, January 20 at 6PM
Saturday, January 23 at 9AM
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Kick-start the home loan process by attending our FREE online Zoom seminar! Learn all the basics of buying a home and the home loan process.
Questions are welcomed!
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Personal Loans For Any Situation
RATES AS LOW AS
7.25%*
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*Rate determined by credit score, and length of loan term. This offer can be withdrawn at any time without prior notice. |
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Auto
Refinance
RATES AS LOW AS
2.72%*
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*Rate determined by credit score, age of vehicle, loan to value, and length of loan term. Existing CPCU Auto Loans do not qualify for this offer This offer can be withdrawn at any time without prior notice. |
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CorePlus Wealth Management |
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COULD YOUR MONEY BE DOING MORE?
Ask us whether a fixed annuity is right for you.
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Security doesn’t have to mean sacrifice.
With interest rates hovering at historic lows, investors seeking security might think you have to settle for less. But with a fixed annuity, you could get more — generally higher rates than a comparable CD, the growth advantages of tax deferral and even death benefits that ensure your heirs are protected.
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You don’t have to settle to get the security you want. Talk to CorePlus Wealth Management Advisor, Holland Rajaniemi. To set a no-cost, no-obligation appointment, call Holland Rajaniemi at
(860) 885-3680, or email at
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Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any
financial institution.
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Social Security & Your Retirement Seminar
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Hosted by CorePlus Wealth Management Representative,
Holland Rajaniemi
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Wednesday,
January 20th at 6PM
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TruStage® Auto & Home Insurance Program
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Designed for credit union members like you, the TruStage® Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy special savings* combined with online convenience and 24/7 claims service. Get your free quote online today at www.trustage.com/autohome, call 1-888-380-9287, or get a customized quote from our local Liberty Mutual Insurance Agent Sandra Mosley who passionately supports Coreplus Credit Union Members. Phone: 860-383-1521 Email: Sandra.Mosley@libertymutual.com
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Get Your Maximum Refund and Special Savings on TurboTax
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Getting your biggest possible tax refund has never been easier. From simple to complex taxes, TurboTax® has you covered. Just answer questions about your year, and TurboTax fills in all the right forms for you. Need help? Real experts are standing by and can even do your taxes for you, start to finish.
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*Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2020. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
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A Nominating Committee has been appointed by Board Chair Susan Dowling to provide nominations for the annual election of the Board of Directors. The committee consists of Director/Chair Nancy Bulkeley, Director James Marks and Director Elizabeth Mrouse.
In accordance with the bylaw provisions for the election of director’s additional nominees for a director position may be submitted by petition when signed by one percent (1%) of CorePlus members (272 signatures based on a CorePlus membership of 27,228 as of the last day of September 2020). Such petitions must be accompanied by a signed certificate (letter) from the nominee(s) stating that they are agreeable to nomination and will serve if elected to office. Completed petitions must be sent to: Mrs. Elizabeth Mrouse, Board Secretary, CorePlus Federal Credit Union, 202 Salem Turnpike, Norwich, CT 06360, and must be received by the director no later than March 15, 2021.
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CorePlus Credit Union
202 Salem Turnpike, Norwich, CT 06360
NMLS# 404962
Convenient Locations Throughout Eastern Connecticut
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