Pandemics Cause Uncertainty: What You Need to Know

The COVID-19 pandemic has prompted many of us to take a closer look at our insurance. Whether you’ve recently applied for Life insurance or are urging a family member to do so, you’re looking for health insurance, wondering whether you should cancel a trip, or simply taking this time to tend to financial matters, here are some things to help.  

Life Insurance

Life insurance covers pandemics. As long as you have an active policy in place and continue to pay your premiums, you’re covered. While a pandemic like COVID-19 can make applying for Life insurance a bit more challenging, some policies can be issued quickly and without extensive underwriting.

Health Insurance

If you’re uninsured, you may be able to obtain coverage now as some states have re-opened their Health insurance exchanges for a short time. Enrollment may also be possible for those who lose their jobs. 

Telehealth

Limit your exposure with a virtual visit. If you or a loved one start feeling sick, our board-certified doctors are just a call or a click away. They can assess your condition and help determine necessary next steps, all from the comfort and safety of your home.

ID Protection

As we take up social distancing and shelter at home, the risk of cyberattacks increases. From phishing schemes to securing your online identity, vigilance is more important than ever. 

Travel Insurance

You may be wondering how this global health emergency will affect your travel plans. Our providers have information about purchasing Travel insurance and help for those who have already purchased a plan.  

Auto Home & Renters Insurance

While most of us don’t spend time thinking about these coverages, now is a good time to reassess. Has your mileage plummeted with no commute? Is your business equipment covered while in your apartment? Do you even have Renters insurance? Are your kids home from college, so no longer parking on the street in another state?  

Long Term Care Insurance

Shopping for LTC insurance takes time. The options are complex, so consider doing some research and talking to an expert to determine appropriate options for you and your loved ones. 

Income Protection

Long Term Disability insurance generally doesn’t kick in for 90 days or more, so would only help those with a lasting coronavirus infection, but the current crisis has many people thinking about protecting their income in the event of an accident or illness. 

Advisory Services

We know you have questions. In these uncertain times, our expert insurance advisors are here to help with advice on how to protect yourself, your loved ones, and your business.

Coverage for Your Family

The Alumni Insurance Program extends benefits to your family. Spouses, partners, siblings, parents, and children are all eligible to apply, so consider evaluating coverage needs for everyone.

The Charter Oak State College Alumni Association has provided an Alumni Insurance Program through Meyer and Associates since 2019. This informational email is provided as a service from your alma mater. Charter Oak State College Alumni Association receives financial support through this partnership with Meyer and Associates.

Licensed agents (varies by state): Meyer and Associates; Meyer and Associates, Inc.; Ann L. Meyer; Barbara G. Meyer: AR Ins. Lic.: #‌100103218; #8‌347701; #2‌45222; CA Insurance License: #0‌705020; #0‌L08615; #0‌780003.