• Your REALTOR association worked quickly with federal legislators to include independent contractors in the Covid unemployment assistance and then worked with the CA EDD to help create a streamlined process to file for independent contractor assistance - Click Here for assistance.
• NCAOR partnered with the County to ensure accessibility for home showings and remains involved with the County Covid-19 Taskforce to move forward toward re-opening businesses in the community.
• We 1) re-purposed the live marketing sessions into virtual interactive Zoom marketing sessions to maintain that connection between members, new listings and "Haves and Wants" ; 2) addressed the safety needs of clients by providing additional protective gear in our store line and 3) implemented the Member Updates to educate members on the resources and new forms created to address the unique R.E. marketplace.
• At the recent C.A.R. Directors meeting, your REALTOR Leadership moved to address the following legislation and key action items to assist REALTORS, promote homeownership and protect property rights:
• That C.A.R. "OPPOSE" AB 1971 (Voepel), a bill which reduces the waiting period that a lender must wait before accepting a final and complete application for a reverse mortgage from 7 days to 3 days from the date of housing counseling.
• That C.A.R. "SUPPORT" AB 2408 (Grayson}, a bill which adds provisions to the reverse mortgage disclosure notice and checklist. Specifically, AB 2408 will add provisions to the reverse mortgage disclosures notice and checklist that asks the following: 1) If there is a spouse that is named on the property title; 2) if the prospective borrower knows what will happen to the property when they die or permanently relocate away from the home; and 3) if there is an understanding of what will happen to the property if there is a reverse mortgage and the prospective borrower later gets involved with a Property Assessed Clean Energy {PACE} program home improvement loan.
• That C.A.R. "SUPPORT" AB 2463 (Wicks), a bill which prohibits the sale under the execution of a judgment lien of a judgment debtor's principal residence if the underlying judgment is based on an unsecured consumer debt.
• That C.A.R. "WATCH" AB 2167 (Daly), a bill which would create, among other provisions,
• "Insurance Market Action Plans" (IMAPs), a new type of regulatory filing that insurers would be able to file with the Department of Insurance.
• That C.A.R. "SUPPORT IF AMENDED" AB 2367 (Gonzalez/Limon), a bill which would require admitted insurance carriers in California that offer home insurance to offer insurance to homeowners that have met minimum home hardening standards established by a task force also created by AB 2367. The amendment would allow for balanced representation from the insurance industry 
• That C.A.R. "SUPPORT IF AMENDED" AB 2436 (Bloom), a bill that requires a policy of residential property insurance to include building code upgrade coverage of no less than 15%. The amendment would allow consumers to opt in to 15% building code upgrade coverage in every full coverage homeowner's insurance policy.
• That C.A.R. "SUPPORT" AB 2703 (Gallagher), a bill which prohibits an insurer from deducting the value of the land if the insured decides to purchase an already built home in another location with insurance proceeds after a loss.
• That C.A.R. "SUPPORT IF AMENDED SB 1199 (McGuire), a bill which creates the state Commission on Home Hardening within the Business, Consumer Services, and Housing Agency.

• That C.A.R. allocate up to $30 million to fund a statewide campaign for "Homeownership for Families and Tax Savings for Seniors" on the November 2020 ballot in support of portability of tax base.
• MLS Policy Action Item - That C.A.R. support NAR's proposed new mandatory MLS policy statement set forth to establish the right of Participants to receive a data feed of their own listing information yet request that the Participant's right to broker's off-market historical data be expanded to include all of the broker's off-market historical data in the system, or at a minimum, all of broker's off-market historical data reaching back to at least January of 2012 (the current IDX reach back for solds) - rather than limited to the previous (3) three years as is currently proposed to be voted on at the Spring NAR Virtual meetings.