*Qualified refinanced loans include auto, motorcycle, campers/trailers, and recreational vehicles. **APR = Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $20,000 auto loan with a term of 60 months at 2.50% APR would have a monthly payment of $354.98. Participation in FCCCU’s Rewards Program required to achieve 2.50% APR. Federally insured by the NCUA. Equal Housing Opportunity. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or up to 90 days no payments. ***Loans approved under the First Class Acceptance program will not be eligible for 90 days no payments.
*APR = Annual Percentage Rate. APR for auto loans is a fixed rate and will not increase during the loan term. All loans subject to approval. Terms of repayment. Example: $20,000 auto loan with a term of 60 months at 2.50% APR would have a monthly payment of $354.98. Participation in FCCCU’s Rewards Program required to achieve 2.50% APR. Federally insured by the NCUA. Equal Housing Opportunity. Current loans with FCCCU do not qualify for the refinance promotion of $100 cash or 60 days no payments.
Virtual Annual Meeting
Did you miss the 95th Virtual Annual Meeting of YOUR credit union? Watch therecorded version below.
Congratulations to incumbents Lance Coles, Carol Cowling, Craig Doster, and Larry Moore, all of whom were elected to the Board of Directors at the Virtual Annual Meeting!
Do you have someone on your holiday shopping list who's impossible to buy for? Don't worry; we have the perfect gift for anyone on your list! Prepaid Gift Cards!
$0* purchase fee for Level Up Rewards members who are Planner & Achiever levels.
Please contact the credit union today to order and arrange drive-thru pick up of your Prepaid Gift Cards.
*$2 for members and $5 for non-members. Rewards program discounts and quantities may apply.
Fraud Alerts
Now is the time to set transaction alerts to protect yourself from fraud this holiday season. We offer you the tools to set fraud alerts for your checking account, debit card, and credit card.
Checking Account Alerts: Set-up email alerts on your checking account for specific dollar amounts when money is withdrawn, a check has cleared, an ATM withdrawal or debit transaction occurs. Log into Online Banking to set-up your alerts.
Debit Card Alerts: Real-time debit card text message alerts will be sent straight to your mobile phone. You can then review all transactions and simply reply to confirm whether or not you recognize the transaction. If fraud is suspected, your card will be blocked from further transactions until we hear from you.Enrollyour debit card in fraud text alerts today.
Credit Card Alerts: Log into MyAccountAccessto set-up your credit card text or email alerts for credit card transactions such as:
ATM Transactions
Card Not Present
Credit Posted
Debit Posted
Declined Transactions
Gas Station Purchase
International Transactions
Please contact the credit union if you have any questions about setting up alerts.
Purchase everything you need for the holidays using a First Class Community CU rewards credit card and reward yourself after the holidays! We have three rewards credit cards for you to choose from:
Cash Rewards American Express Card
3% cash back on the first $6,000 in eligible net purchases made each year at gas stations.
2% cash back on supermarket net purchases.
1% cash back on other everyday net purchases.
No limit on total cash back that you can earn, and you have five years to redeem cash back.
$25 cash back reward bonus after first purchase.
Zero Fraud Liability
World Mastercard Real Rewards Card
Earn 1.5 points for every eligible net $1 you spend.
No cap or limit on the points you can earn, plus you have five years to redeem points for rewards.
2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.
Zero Fraud Liability
Premier Rewards American Express Card
4 points per $1 spent on eligible net restaurant purchases.
3 points per $1 spent on eligible net airline purchases.
2 points for every $1 spent on eligible net gas station purchases.
1 point for every $1 spent on all other eligible net purchases.
No caps or limits on the points you can earn, plus you have five years to redeem points for rewards.
10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back).