January 2022 eNews
 * Annual Percentage Rate. With approved credit. Some restrictions may apply. Rates subject to change without notice. New money only. Contact the credit union for full details. Offer valid for a limited time only. Max loan amount is $20,000. Federally insured by the NCUA. Equal Housing Opportunity.
Be sure to add the 73rd Annual Meeting of your credit union to your calendar. Registration will open in March.
Holiday Savings Club Account

If you have never opened a Holiday Savings Club Account, now is a perfect time to open a NEW account!

Holiday Saving Example:
If you save $25 for the next 10 months, you will have $250.
If you save $50 for the next 10 months, you will have $500.
If you save $100 for the next 10 months, you will have $1,000.

Please contact the credit union to open a NEW Holiday Savings Club Account today!
eStatements

Get organized in the new year with eStatements. eStatements are fast, secure, and free! Watch this short video to learn how to enroll in eStatements and start receiving your monthly statements electronically.
Reminders for the New Year

Travel - Please notify us of your travel plans so that you don't experience any interruptions when using your debit card.

Changes - If you recently moved, changed your phone number or address, or dropped your landline phone, please be sure to update your contact information with us. Please login to It'sME247 Online Banking to update your mailing address, email address, or telephone number.

Verify Account Information - Now is a great time to verify the information on your account(s) – address, phone number, joint members, beneficiaries, etc.

1098 Tax Forms - 1098 forms will be mailed in late January to members who have a mortgage loan where at least $600 in interest was paid in 2021. 1098 forms are not sent for interest paid on any other loans.

1099 Tax Forms - 1099 information will be added to the bottom of your year-end statement (December) for members who have earned more than $10 in interest over the past year on any checking, savings, or CD account.

IRA's Fair Market Value - Determine your IRA’s Fair Market Value for income tax time by totaling your IRA account balances as of Dec. 31, 2021. That information can be found on your year-end statement (December) or by logging in to It'sME247 Online Banking.

IRA Contributions - Contributions can be made to IRAs through April 15, 2022, for the 2021 tax year.
Contest Winner
 
Congratulations to Peter H. from the Bloomington location, the winner of the Bose Noise Cancelling Wireless Headphones.
Mark Your Calendar

Tuesday, April 19th - 73rd Annual Meeting

Monday, May 30th - Closed for Memorial Day
CONNECT WITH US!

Lobby Hours: Monday - Friday 8:30 am - 4 pm CST

Call Center Telephone Hours: Monday - Friday 7 am - 8:30 am CST & 4 pm - 7 pm CST
Saturday: 7 am - 4 pm CST
 
Website: www.ToroFCU.org
Lending Email: lending@torofcu.org

Federally insured by the NCUA.   Equal Housing Opportunity.
Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed, and you may review our policy and practices concerning your personal information at www.ToroFCU.org, or we will mail you a free copy upon request if you call us at (800) 525-0051.