Dear Members:

Over the past 6-months we have experienced some of the most unprecedented times in the history of our great nation. As an organization, we have had to make changes to our operating environment to protect the health and safety of members and team. We understand that this pandemic continues to affect lives of those in our communities, and all across the nation which is why we will continue to take a slow and cautious approach in our plans to fully reopen. With that said, Dover Federal Credit Union will continue to evaluate the state of affairs and make operating adjustments accordingly, while continuing to keep our ears open to our members and their needs.

Our 2020 Annual Meeting was one of the many events that was affected by the COVID-19 outbreak; however, we are delighted to announce that we will be holding this event virtually on October 13, 2020 to ensure that everyone involved remains safe. We have done our due diligence on vendors that specialize in holding these meetings virtually and reassure you that it will be as effective as our previous meetings.

As we look into the future and navigate through these uncertain times, we remain dedicated to helping you get there. We thank you for the display of patience and support that you have shown us and ask that you continue to communicate your needs to us, so that we can continue to adapt and meet them.

Yours truly,

Chaz Rzewnicki

Introducing our Home Equity Partners Program. Receive 10% discounts on select home remodeling, repair, and additions services from local companies participating in our Home Equity Partners Program. Our current partners include:

We're celebrating our 62nd Anniversary with amazing deals on vehicle refinances, auto and boat/RV loan rates, no appraisal fee home equity loans, and introducing our Home Equity Partners Program which allows members who draw from their home equity loan the ability to save up to 10% off from select partners on home repairs, remodels, and additions!

Our 62nd Annual Meeting is now scheduled to be held virtually on October 13th, 2020. Additional details will be announced in the near future through social media and email.

Our Camden branch is complete and the drive-thru is open and lobby available via appointment. We hope to hold a full-on grand opening celebration at some point in the future, so stay tuned for details on an upcoming date!

On July 17th we were proud to present First State Animal Center and SPCA with a check for $1,000 to help them in the support of the animals in our community.

¹All loans subject to credit approval. Rate may vary based on credit, term and value. Minimum loan amount of $5000. $600 maximum cash back amount per vehicle loan. This offer cannot be combined with any other DFCU incentive program and existing DFCU loans are not eligible for this offer. The stated Auto Loan rate is discounted which includes: a requirement of automatic loan payment transfers, direct deposit of net pay and a checking account for .50% discount. Refinanced vehicle must be titled with permanent tags established. Loan must be open for one (1) year from the original date of the loan or the cash back amount will be added to the loan payoff amount. Other terms and conditions may apply. Cash back payments may subject Member to state, local and/or federal tax liability. Please consult a tax professional.

Online Banking | Disclosures and Security | Routing Number: 231176648

All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means other than in original format without written permission. Request for permission to use or copy any part of this publication should be addressed to e-info@doverfcu.com