Pan American Insurance Services is happy to share that the USDA's Risk Management Agency (RMA) released a FAQ on wildfires and smoke exposure; which broadens the acceptable testing requirements for crop claims.
The RMA directive now states, “testing must be performed by an independent lab, accredited lab, or other credible source (e.g., winery lab with the resources to perform such a test). Documentation must indicate the location of the field, the results of the test (may be attached), the lab name, and any accreditations that would indicate the lab/chemist was qualified to perform the appropriate test, such as by the Alcohol and Tobacco Tax and Trade Bureau.”
This new directive comes after a strong push from Pan American Insurance, with support from CAWG, for the RMA to provide clarity and guidance to crop insurance carriers with regards to testing requirements.
As previously stated, insurance carriers will do everything they can to work with growers through the claim process and provide the proper guidance to assure no steps are missed. When in doubt, contact your adjuster right away for clarification.
Please reach out to you crop insurance agent, your adjuster or to Pan American Insurance Services with any question.
