Advantage Advisor
Monthly Newsletter
January / 2018
Advantage CCS is announcing the planned retirement of President and CEO Stephen J. Piotrowski. Mr. Piotrowski began his affiliation with the agency in 1989, serving as a member of the board. Mr. Piotrowski said, "It’s truly been an honor working for an agency that provides such critical services to the community and being associated with such dedicated employees.”

Gary Vollmer and Mary Loftus, who held vice-president positions at the agency, will be taking over as Co-President and Co-CEO effective January 1st, 2018.

Click below for more information:
In This Issue:


Retirement Announcement
Free Credit Counseling
Consumer Credit Laws
College Debt Management
Clients Speak Out
Company News & Events
Advantage Challenge
If you are in debt and owe a considerable amount of money to your creditors, you may be a good candidate for free consumer credit counseling. You shouldn’t have to worry about receiving continuous calls from collection agencies or how you’re.... Read more
There are certain laws in place specifically meant to help consumers in terms of credit, debt, and the lending industry. The Consumer Credit Protection Act (CCPA) is a consumer credit law that was enacted in 1968 to ensure that consumers in the United States would receive only fair and honest ....  Read more
Over the years, student loan debt has spiraled into a trillion-dollar pandemic. Today, it’s the second largest form of consumer debt, just behind home mortgages and just slightly above credit cards and car loans. As a college student or someone who is looking to apply for college soon, knowing how ....   Read more
CLIENTS SPEAK OUT - 
" Completely satisfied - Your agency was directly responsible for my new appreciation for financial responsibility and budget management - Your employees were extremely knowledgeable in their support and assistance - I will forever be thankful for Advantage CCS and all that they do to help people resolve their debt and get back control of their finances. Thanks again ! "  ~  Dennis U .
" Saved the day. Helped me make sure I stayed in the program. When I was nearly kicked out once they got me reinstated !"  ~ Mary Beth O .
" Representatives were very professional and helpful. The payments were easy to make and I was debt free in less than three years! "  ~ Kimberly B .
COMPANY NEWS & EVENTS - 
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New Leadership In 2018!

The retirement of President and CEO Stephen J. Piotrowski on December 31st, 2017 brings about some new and exciting changes for the leadership at Advantage Credit Counseling Service.

Gary Vollmer and Mary Loftus, who held vice-president positions at the agency, will be taking over as Co-President and Co-CEO effective January 1st, 2018. Mr. Vollmer and Ms. Loftus have a combined experience of over 45 years with the Agency. Both individuals have a passion for the agency’s mission and are excited about this opportunity and positioning the agency for continuing success.

Mr. Vollmer has been with the agency for 17 years; his last position was Vice President of Marketing and Operations. Mr. Vollmer also has over 20 years of experience in information technology, which has enabled Advantage to provide some of the most efficient processes and services the industry has to offer. Prior to joining the agency, Mr. Vollmer was the CIO for AG Industries, with revenues of approximately $120 million. He was responsible for directing all aspects of the company’s worldwide information technology needs. His work history also includes seven years of MIS experience with Dick Enterprises, a worldwide leader in commercial construction services.

Ms. Loftus has spent most of her career working for the agency. She began in 1989 and her last position was Vice President of Agency Services and Education. Ms. Loftus currently serves on the board of the National Foundation for Credit Counseling. She also taught personal finance for several years at Seton Hill University.
ADVANTAGE CHALLENGE - 
Are you up for the Advantage Challenge?

Advantage CCS challenges you.... to set a realistic and attainable financial goal for 2018 . Do a Google search for "financial goals" and select one from there or come up with your own.

Write down what you want to accomplish and start to think about the steps it will take to achieve your goal. Use the Agency’s free online tools such as " Goal Tracker " to help you get there.

We would love to hear what you’re working towards and how we can help you. Send an email to  info@advantageccs.org . We're looking forward to hearing from you!

Happy New Year from everyone at Advantage CCS!