Advantage Advisor
Monthly Newsletter
July / 2018
Knowing how to properly manage your finances and stick to a budget you have set in place is not always an easy feat, especially if you are not particularly great when it comes to handling money. With a few tips and resources, prepare your budget for the summer to avoid missing out on savings opportunities that are ideal for vacations and new investments you have in mind.

Click below for more information:
In This Issue:


Prepare Your Summer Budget
Best Summer Reading List
Cool Down For Less
12 Parental Money Lessons
Clients Speak Out
Employee Spotlight
The Advantage Challenge
RECENT BLOG POSTS - 
Regardless of how one feels about money, it is hard to argue against its influence on people’s lives. This is never more true than with those struggling with finances and debt. There is no shortage of advice on managing money and it can be overwhelming at times, but some financial books.... Read more
Summer is here and so is the squelching heat! We are all going to make the most of these few precious months of warmth before the harsh winter rolls in. While it is great to break out in those shorts and flop around the beach or pool in sandals. The fact remains that a house not adjusted for ....  Read more
Managing your finances properly can be a tricky business, especially if a person is fresh out of high school or college. He or she might have a new job and a checking account. They might think they are ready to take on the world, but that new income might suffer as a result of improper money management and not knowing about the....   Read more
CLIENTS SPEAK OUT - 
"The ladies that I worked with in the beginning or contacted during my time with you were very helpful and seemed to really care about my concerns. Wonderful team of people I worked with!"  ~ Kristi S .
"Thanks for the help! You guys handled everything!"  ~ Ryan H.
"Excellent service and advice when I needed it!"   ~ John B .
EMPLOYEE SPOTLIGHT - 
In our “Employee Spotlight” series, we ask our employees about the role they play in our agency and a little bit about their family and personal life. We want to give you the ability to hear right from them about what gets them excited to come to work each day and how they personally help all of our clients succeed.
 
Let's meet our  Certified Counselor & Educator ,  Terri Stocki !
 
How long have you worked for the company? –  "I've been with the company for 18 years."
 
What are your primary job duties? –  "That kind of varies depending on what season it is! I am first and foremost a Certified Credit Counselor helping clients set up a budget and help them enroll in our Debt Management Program. I also teach financial education in the community and I’m a Certified Health Care Navigator doing health care enrollment during Open Enrollment Season."
 
What was the most unusual and/or interesting job you've ever had? –  "My current job is probably the most interesting. I can say I am never bored! I’m always learning something new!"
 
Would you say you are messy or organized? –  "That depends on the day. I try to be organized but not always."
 
What's your favorite food? –  "Anything Italian!"
 
What's your least favorite food? –  "Avocados!"
 
Do you have any hobbies? –  "Gardening, cooking, spending time with my family and camping in New York State at Lake Ontario."
 
What is the one thing you couldn’t live without? –  "My family! Both home and work!"
 
What is your favorite book and/or movie? –  "I’m not much of a reader, but my favorite movie is probably Mama Mia!"
 
What is your favorite color? –  "Purple."
 
What is your favorite vacation spot? -  "Aruba or Lake Ontario!"
ADVANTAGE CHALLENGE - 
Are you up for the Advantage Challenge?

Advantage CCS challenges YOU ...to assess where you are in improving your financial stability !

We’ve made it halfway through the year. Take time to figure out how you’re doing financially.

What improvements have you made to increase your financial stability? Have you
paid down debt and increased your savings? Have you set up a budget or started tracking your monthly expenses?

We would love to hear how you've been improving your financial stability. Send an email to   info@advantageccs.org . We're looking forward to hearing from you!