The Lowry Letter®

Week of 8/12/2019

This has been a turbulent period in the markets, due in large part to the President’s continued aggressive trade policy action toward China. The market volatility we are seeing is not unprecedented in any way, and reflects concerns about how tariffs will affect both countries. We will continue to monitor this and encourage all of our clients to remember that personal goals and the steps we take to achieve them are the most important determinant of our financial success.

We learned: that it is harder to correctly guess someone’s emotion just from facial expressions than we might expect.

We think: it’s a good time to be a stone carver. The planned reconstruction of Notre Dame has increased demand for that specific skill.

We read: about why we don’t have more shade in this country. Short answer? Technology has allowed planners to ignore the benefits of shade, especially in hotter parts of the country.

We've been: to Mojo Hogtown BBQ a few times over the years and have enjoyed it each time, but a recent visit to the company’s Old Town St. Augustine location was really excellent. Good service and great food. Definitely come hungry.

We recommend: this video of Arthur Brooks’ speech at Brigham Young University’s April 2019 commencement ceremony. As BYU alumni, we enjoyed his message, but think the overall theme- “More Love, Less Contempt,” is a worthy reminder for everyone.

Q: What steps do you take to safeguard the security of our money?

A: In addition to the technology-focused efforts of our partners (Commonwealth and National Financial Services), our most important tool is knowing our clients. Most financial fraud is perpetrated on a small level, with scammers seeking small amounts of money or information by posing as a client or friend. Our role is to know you, your preferences, and behavior so that we can identify unusual requests or actions. This is why we will require additional verification for requests for third-party payments or other actions.

Advisory Services offered through Lowry Financial Advisors, Inc., a Registered Investment Adviser. Securities and additional advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Advisory services offered through Lowry Financial Advisors, Inc, are separate and unrelated to Commonwealth. Lowry Financial Advisors, Inc. is located at 12921 SW 1st Rd, Suite 215, Tioga, FL 32669. 352-333-7990

Lowry Financial Advisors is the only independent Wealth Management firm that provides The Achieving Simplicity® Experience™ .

The Achieving Simplicity® Experience™ helps to provide clarity and confidence in the personal and financial lives of our clients.