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*(APY = Annual Percentage Yield). This APY is effective September 10, 2018 and requires a minimum balance of $1,000 to open. The stated APY is for “Gold Rewards” members and also available for non-“Gold Rewards” members who open a certificate with funds not currently on deposit at Charter Oak Federal Credit Union. Not available on HSA, IRA and other retirement accounts. The stated APY assumes that the dividends will remain on deposit until maturity. A penalty for an early withdrawal may apply. Rate is subject to change at any time. This offer can be withdrawn at any time.
WE'RE GIVING AWAY $100K IN 100 DAYS
Our Matching Gifts Program is well under way! If you haven't already made a charitable donation, now is the time to do so. We will be matching donations (up to $500) made to qualified charities through November 21, 2018. 

Some restrictions apply. Click here to learn more.
MEET OUR NEW FINANCIAL ADVISOR
Thomas J. Curtin, CRPC ®, CMFC ®
t. 860.446.3477
c. 860.502.5111
Thomas is an experienced investment professional with extensive financial industry experience, and Charter Oak Retirement and Investment Services newest Financial Advisor.

With over 15 years of experience as a bond trader, portfolio manager and operations specialist, he is a wealth of knowledge!

Charter Oak Retirement and Investment Services offers a broad range of investment and insurance products and services, as well as financial and retirement planning.

Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC , a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CBSI is a registered broker/dealer in all fifty states of the United States of America. The representative may also be a financial institution employee that accepts deposits on behalf of the financial institution. CBSI-1976251.1-1217-0120
WE WERE PROUDLY NAMED THE
"BEST IN STATE" CREDIT UNION
FOR ALL OF CT
We have been named the “Best In State” credit union for all of Connecticut in the first-ever Forbes Media nationwide survey of the best financial institutions.We received the top honor based on a number of criteria, including overall recommendations and satisfaction, as well as trust, terms and conditions, branch services, digital services and financial advice.

“We’re honored and proud to be named by Forbes as the ‘Best In State’ credit union,” said Brian A. Orenstein, Charter Oak’s President and Chief Executive Officer. “We've worked very hard to deliver the best service we can to our members and provide them with the best products of any financial institution serving our marketplace,” he said. “So it’s very gratifying that the survey participants strongly agreed by awarding us this prestigious honor,” Orenstein said.

This is the fourth top survey honor that we've earned during 2018. Earlier this year, we were awarded “Best Credit Union” in The Day Publishing Co.’s annual “Readers’ Choice” survey and also named “Best Credit Union” in The (Norwich) Bulletin newspaper’s annual “Best Of Norwich” and "Best of Northeastern CT" readership surveys.
BILL PAY MAINTENANCE
Saturday, October 20,2018, 11:00PM EST 
through
Sunday, October 21, 2018, 5:00AM EST.
Our Bill Pay site will temporarily be unavailable during this time for routine maintenance. We appreciate your patience!
UPDATE YOUR CONTACT INFO
If you've recently moved, changed your email address or your phone number, please stop by any of our convenient branches or simply contact our Call Center during business hours at 860.446.8085 or 800.962.3237 so we can update our records to accurately reflect your most current information.
TRAVELING TIP
For Visa® credit cards, before traveling overseas contact Visa® by calling the number on the
back of your card and let them know your destination and duration of your trip. For travel
related information regarding your Charter Oak Visa Debit Card, please contact our Call Center
at 860.446.8085 or 800.962.3237.
HOLIDAY HOURS
Veterans Day
Monday, November 12, 2018 - CLOSED

Thanksgiving Day
Thursday, November 22, 2018 - CLOSED

Christmas Eve
Monday, December 24, 2018 - ALL BRANCHES AND CALL CENTER WILL CLOSE AT 1:00 P.M.

Christmas Day
Tuesday, December 25, 2018 - CLOSED

New Year's Day
Tuesday, January 1, 2019 - CLOSED

860.446.8085 | 860.962.3237

FEDERALLY INSURED BY NCUA | EQUAL HOUSING LENDER