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Bil l vs Act: What's an employer to do?
Given the plethora of legislation that governs Ontario workplaces, it seems inevitable that elements of Bills and Acts will not align nicely.
This seems to be the case with a portion of the proposed Fair Workplace Act (Bill 148) and Ontario's Pay Equity (PE) Act.
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How Benefit Plans are Funded
 Recently, we took on a client who was going through their first renewal, 15 months after having established their first plan. The rate increase required by the insurance carrier was over 50%. It was a rich plan with 100% of claims costs paid and a multitude of benefits including orthodontic coverage. The employees and their families used the plan as it was intended and costs escalated accordingly.
Their former broker had not explained how plans were funded and they thought they had been duped. They came to us seeking the same plan design but for less money. That, however, was just not going to be possible. Once we helped educate them, we worked with the client to reduce the benefit offering of the plan, and we were able to help them keep to their budget.
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Moving? Renovating? Redesigning? We can help!
 Your ASSOCIUM GAIN team, together with our roster of partner providers can help make these stressful situations a breeze! Our specialists will jump in where needed:
- To consult and advise
- To suggest and refer
- To project manage and liaise
- To sort out and simplify
- Compile and report to you
We are here to make the process more efficient from a cost AND a time management perspective. ASSOCIUM and our Partners do this each and every day - it's what we do, so that you can go back to doing what you do.
Our members range from all sub-sectors and we'd be pleased to help you meet your goals.
We can help to scope out the project, needs, and create a plan according to your timeline and budget. All of this AND preferred pricing; now THAT'S value.
Check with your Account Manager and find out what products and services we're currently looking into.
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 Pillars of the Community
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ACO will be presenting awards that honour and celebrate the people who have made significant achievements in heritage preservation. The awards recognize the work of groups and individuals in their commitment to heritage, as well as projects in restoration, adaptive reuse, landscape heritage, and craftsmanship.
It's a wonderful opportunity to connect with other people who are passionate about heritage, in a gorgeous space.
Date: Friday, October 20, 2017
Time: Reception 6:00 pm Dinner 7:15pm
Location: The Law Society of Upper Canada, Osgoode Hall
130 Queen Street West, side entrance facing City Hall
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 If you would like to be recognized in this section of our newsletter or website, please forward a short article to
admin@associum.com. Your content can include an introduction to your organization to help generate awareness; it can give a history; highlight your mandate; or even give details of an event. It's your space. We would love to help promote your organization and its initiatives!
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Ask the Pharmacist: Your Health
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Top 5 Medication Classes and Conditions
 In 2015, Canadians were in contact with their doctors over 21 million times. Over 16 million Canadians are overweight or obese.
With that in mind, it is important to be aware of the most common medical conditions and classes of medications in use in Canada and ways to avoid these conditions to maintain a healthy lifestyle.
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ASSOCIUM Golf Tournament
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Thank you to all the sponsors and golfers who came out to our golf tournament on Thursday August 17 at Whitevale Golf Club. Your generosity is greatly appreciated and we couldn't do it without your support!
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Upcoming Events
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ASSOCIUM has a
Calendar of Events, and we offer exclusive use to our ASSOCIUM GAIN members!
 We welcome and encourage you to
send us your event information so that we can post it for you complimentary for ASSOCIUM GAIN members. Let us help you get the word out to the public about the initiatives you'd like them to know about! We can add a link to your website for more information about your event and your organization. This is ideal for upcoming galas, festivals, performances - any event you want to invite the public to.
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ASSOCIUM Divisions
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Since 1984, ASSOCIUM Consultants continues to lead the industry in specialized human resource services, organizational development and provides HR expertise across a broad range of services.
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We're unique in the marketplace providing innovative and customized Advisor services: Managing General Agent , Third Party Administrator, Claims Adjudication, Specialty Drug Management / Preferred Pharmacy Network and Human Resources Consulting.
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ASSOCIUM Benefits
Our employee group benefits division, being in business since 1997, gives us the experience to provide customized alternative plans and reduce administrative costs for our clients, while quoting sustainable rates at start up - and at renewal.
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Our procurement services division launched in 1996 as an added source of assistance to the not-for-profit sector (
GAIN). Recently this service has been expanded to include private small business under the
Advantage banner. Our goal is to help your organization access
preferred pricing for products and services as well as resolve any purchasing issues you may encounter.
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