This Week in Achievement
E-News from JA of the Palm Beaches & Treasure Coast
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Welcome to
This Week in Achievement
where you will find the latest news about Junior Achievement (JA) of the Palm Beaches & Treasure Coast events, programs, volunteers, students, and sponsors - plus news of great achievements in business & education in our community.
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News of Personal Financial Crisis Shows Need for
Financial Literacy
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Not since the Great Recession (2007 - 2009), and maybe the Great Depression (1929 - 1939), has the need for financial literacy been more critical. The news is everywhere:
- As COVID-19 Crashes the Economy, Workers and Business Owners Wonder if Anything Can Save Them from Financial Ruin (Time Magazine)
- Events and Market Volatility Related to COVID-19 Leads to Troubling Financial Impact for Majority of Respondents (Yahoo Finance)
- U.S. Personal Finances: Future More Concerning Than Present (Gallup Poll)
- EDITORIAL: Personal Finance Could Be Most Important Course that a Student Ever Takes (York Dispatch)
- The No. 1 Personal Finance Lesson to Take Away from the Coronavirus (CNBC)
Even after more than a decade since the financial crisis, Americans still receive a ‘failing grade’ on overall financial knowledge, says one study author, with the average number of questions answered correctly barely above 50%.
“78% of American workers live paycheck-to-paycheck,” said Dave Ramsey, the well-known personal finance guru. “And 69% have less than $1,000 in savings. Living like this and playing around with debt is a recipe for disaster. You can’t get ahead that way.”
The Wall Street Journal, in the midst of the COVID-19 crisis, launched a personal finance website called
WSJ Money which has a Q&A format and that’s great; but, if users don’t have the fundamental knowledge about how to handle money and an education in financial literacy, no website will really help them.
“Parents tell me all the time that they wish they could participate in a JA program,” said Claudia Kirk Barto, President of Junior Achievement of the Palm Beaches & Treasure Coast. “We want to be part of the solution by offering financial literacy programs in concert with the classroom curriculum.”
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JA Programs Google Classroom Codes
SCHOOL DISTRICT OF PALM BEACH COUNTY
School District of Palm Beach County* has their own JA digital classrooms. Teachers can get the free content in the Palm Beach County district, their using their own Google Classroom and enter the following codes for each grade level
[TEACHERS ONLY]:
• Elementary School: s35zthz
• Middle School: k2fk2gp
• High School: 3zrfw4a
SCHOOL DISTRICTS OTHER THAN PALM BEACH COUNTY & FAMILIES
Another group of JA Google Classrooms have been setup for Martin, St. Lucie, Indian River, Hendry school districts and families not logged into the School District of Palm Beach County. They can get the free content by going to Google Classroom and enter the following codes for each grade level:
• Elementary School: ftlyx6r
• Middle School: xaizhgw
• High School: y4fmidh
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Junior Achievement of the Palm Beaches & Treasure Coast Reaches the Finals of
Impact 100 Palm Beach County
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Impact 100 Palm Beach County is a group of philanthropic women who each annually contribute $1,000 to donate to local nonprofits. These individual contributions are then pooled into $100,000 grants that are used to fund high-impact initiatives in our southern Palm Beach County area. By working together, we seek to transform not only the organizations that apply for these grants, but also lives of those benefiting from their work.
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Give the Gift of
Hope
As our JA champions, your time and contributions provide kids the gift of hope, which they need now more than ever. We recognize the challenges these uncertain times present to you and your families. If you are able, please consider making a gift to support JA so that we can continue making digital content, inspiring tomorrows, and providing our young people with hope of a bright future.
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Ben Gao, A JA Alumni, Presents During
2020 Philanthropy Tank Finals
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Benjamin Gao is an 11th grade, Dreyfoos School of The Arts student and JA alumni and his proposed organization is called Venture. The primary goal of Venture is to spread work-readiness, entrepreneurship, and financial literacy skills to elementary and middle school students within Palm Beach County - all using JA programs and other high school students as volunteers.
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Palm Beach County School District High School JA Google Classroom Code
[TEACHERS ONLY]:
3zrfw4a
All Other School Districts & Families High School JA Google Classroom Code:
y4fmidh
[Must use @gmail.com email account to login]
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High School Program Spotlight
JA Financial Literacy
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Equips students with foundational personal finance skills such as how to earn and save money; how to manage money and bank accounts, investments, and credit; how to assess risks and use insurance; and how to address financial problems like identity theft and debt. (Grades 9–12)
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Mark Cuban
(Shark Tank)
His Junior Achievement Story from High School
[Video]
Mark Cuban is a big supporter of Junior Achievement. He was in the JA Company program in High School and learned how to start a company, lead, sell, manage finances, and make a profit. Here's his story
[1min. 54 sec.]:
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Middle School Program Spotlight
JA Global Marketplace
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This middle school program demonstrates why and how countries buy and sell from each other.
Students examine the interconnection between producers and consumers in the global marketplace and the effect of free enterprise in an economic system. (Grades 6–8)
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Palm Beach County School District Middle School Google Classroom Code
[TEACHERS ONLY]:
k2fk2gp
All Other School Districts & Families Middle School Google Classroom Code:
xaizhgw
[Must use @gmail.com email account to login]
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Keep the Multimedia Lessons, Coursework, Programs & Activities Coming!
Donate to Junior Achievement of the Palm Beaches & Treasure Coast
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Elementary School Program Spotlight
JA Our Families
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This elementary school program introduces students to the concepts of families, neighborhoods, money, and needs and wants. Students explore the ways in which businesses provide goods, services, and jobs for families. (Grade 1)
Palm Beach County School District Elementary School JA Google Classroom Code
[TEACHERS ONLY]:
s35zthz
All Other School Districts & Families Elementary School JA Google Classroom Code:
ftlyx6r
[Must use @gmail.com email account to login]
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Join the Global Giving
Movement #GivingTuesday
Now on May 5
Normally, Giving Tuesday is celebrated right after Thanksgiving as a way for giving during the holiday season by providing a platform for individuals, families, and organizations to support important causes.
This May, Giving Tuesday will be celebrated a second time as a global day of giving and unity that will serve as an emergency response to the unprecedented need caused by COVID-19. It is called Giving Tuesday Now.
On Tuesday, May 5, 2020, Junior Achievement of the Palm Beaches & Treasure Coast is celebrating #GivingTuesdayNow, to help bring our community together with our neighbors near and far who have been impacted by the global pandemic.
With the emergence of the COVID-19 and the resulting school closures, Junior Achievement is responding by providing its programs to teachers and parents online and for free. We are doing this so our kids can spend more time planning for and dreaming about tomorrow, and less time worrying about today.
We invite you to join the movement and consider supporting Junior Achievement this May 5th.
And remember, while today is uncertain, tomorrow represents hope and promise.
We are all in this together.
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To Find Out More About Junior Achievement, Volunteer, or Donate
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