Advantage Advisor
Monthly Newsletter
July / 2017
How to Achieve Financial Independence!

The Fourth of July is right around the corner! On this day, we are reminded of our Independence as a nation. But what about our financial independence? The goal of financial independence is to be able to cover all of your living expenses for the rest of your life without the need of a full-time job. It may not happen for you until retirement, but it is possible! This goal may be achievable if you can exercise fiscal discipline while taking certain calculated risks. If you want to work towards financial independence which will take several years, but will be totally worth it, then click the button below for more information:
In This Issue:

Financial Independence
Debt Elimination
Avoid Foreclosure
Budget For Food
Clients Speak Out
News & Events
Employee Spotlight
Advantage Challenge
Debt can come about when you least expect it. If you're irresponsible at spending or simply have had to make a huge, unexpected purchase, it’s easy to fall into the trap of owing a large amount of money. There are options that you can take to begin the process of recovering from a financial disaster. Two of them that.... Read more
Facing a foreclosure is a scary and unsettling time for homeowners. It can be difficult to determine what options you may have; much less deciding which one works best for your situation. There are a number of steps you can take when you’ve fallen behind on your payments. Housing counseling is available to help you....  Read more
One of the main concepts of budgeting is learning to manage money wisely. However, budgeting for food can become difficult because of randomly eating out or sporadic grocery shopping. In all honesty, to budget for food is probably the most difficult part of creating a realistic household budget because of the.... Read more
CLIENTS SPEAK OUT - 

"This service comes in handy when life-events may leave a person temporarily unable to make regular payments for a time, without losing all credit references, or having to file for bankruptcy immediately when trouble hits financially. The staff is very supportive and payments are made on time." ~ Lisa R.
"This was the best decision I ever made in my life. If you are in debt do not take any type of consolidation loan. I highly recommend this debt management program from Advantage CCS." ~ Renee W.
"You were wonderful in helping me pay off my debt! Never made me feel bad about the "situation" I got myself into and very easy to work with. It was a long road but with your help I made it! Thank you!" ~ Maria S.
COMPANY NEWS & EVENTS -

ATTENTION: All of our offices will be closed on Tuesday, July 4th in observance of the national holiday. We will reopen at 8:00 am (EST) on Wednesday, July 5th. Thank you so much and have a safe holiday!

NEWS: The Harrisburg office is relocating from Dauphin County to Cumberland County. The new location is approximately three miles from downtown Harrisburg. Effective July 1st, the new office address is 701 Bosler Avenue, Lemoyne, PA 17043, Suite B, Office 1. We expect to begin offering housing counseling services at that location by July 17th.
ADVANTAGE EMPLOYEE SPOTLIGHT - 

In our “Employee Spotlight” series, we ask our employees about the role they play in our agency and a little bit about their family and personal life. We want to give you the ability to hear right from them about what gets them excited to come to work each day and how they personally help all of our clients succeed.
Let's meet our Network Security Administrator , Todd Russ !

Todd, can you tell us how long you’ve been with the agency?  – “I've been with Advantage CCS for almost 10 years now.”

What are your primary job duties on a day-to-day basis? – "I design, develop, and implement system technology projects for the agency, including all requirements and schedules needed for a project at any given time. I also ensure that all data and systems are fully protected and secure."

What was an unusual and/or interesting job that you've had? – "For unusual, I'd have to go with working in a bakery. That was unusual for me. Interesting would be when I was bartending."

Would you say you are messy or organized? – "I like the term organized chaos."

What's your least favorite food? – "Avocados. I think they should be eradicated from the Earth." 

What's your favorite food? – "Dungeness crab." 

Do you have any hobbies? – "Burning and making things with my CO2 Laser." 

Do you have any pets? – "Yes, I have two Mudskippers."

What is your favorite movie of all time? – "Bubble Boy. Any movie that has a ton of male cast members where everyone is named Todd is the best movie ever!"
ADVANTAGE CHALLENGE -  
Are you up for the Advantage Challenge?

We challenge YOU to start thinking about your holiday shopping NOW. What is your plan for holiday shopping? Do you have any savings set aside? If not, what can you save in the next few months? Is there anything you can pick up now at a lower price? If you tracked your holiday expenses last year, get your information and start determining what similar expenses you’ll have again this year. Do you have any good tips for holiday shopping? Share them with us by emailing info@advantageccs.org and we might feature your tip in an upcoming issue of our monthly newsletter!