President at
Debra Downs Insurance
I have over 25 years of point of sale experience in the life and health insurance industry. Founder of DDI in 1989 I have consistently delivered unparallel client service resulting in a 98% client retention rate. My knowledge of the multi carrier product options allows me to deliver unbiased solutions to clients and their insurance planning needs. I work with small to mid market employers to provide expertise and guidance in the employee benefit marketplace. I have years of proven award winning expertise earning Sales Leader of the Year Awards for my work with my clients on developing insurance strategies for estate planning needs, income replacement, disability protection, long term care coverage and business succession planning.

President at
K B Berry & Assoc., Inc.
My passion is to identify innovative solutions to lower cost and improve quality for self-funded medical and prescription drug plans. I started my career as a Clinical and Retail Pharmacist. I transitioned into the administrative arena of healthcare first as a Third-Party Administrator (TPA) paying self-funded medical claims, then a CPA auditing self-funded medical and prescription drug plans, and lastly as a benefits consultant. I then consolidated 30 years of experience and acquired cost-containment expertise into K B Berry & Associates – a consulting firm working with brokers, consultants, and TPAs to provide cutting edge plan designs for their self-funded clients.

Regional Sales Manager at
CHOICE Administrators
I help brokers navigate the complex world of health insurance.

Director, Benefits Consulting at
Namely
There are many areas in which our healthcare system (insurance and delivery of care) is broken and in need of repair. I'm an advocate for thoughtful change!!! I have 17 years of insurance industry experience and have had the pleasure of working with some incredible customers and look forward to working with many more - employers ranging from 10 employees to over 10,000 employees - employers in dozens of states - employers in nearly all industries from hospitality to government contracting and from construction to tech. Over the years, I've honed my consulting focus in on alternative funding arrangements such as level funding and self-funding. My background gives me a firm footing and seasoned perspective in the employee benefits arena of both regional and national employee benefits.