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Valuable information for our Members and the Community!
MCCU branches will be closed in observance of the following holidays:

  • Columbus Day - Monday, October 14
  • Veterans Day - Monday, November 11
  • Thanksgiving - Thursday, November 28 & Friday, November 29
  • Christmas - Tuesday, December 24 & Wednesday, December 25
  • New Years Day - Wednesday, January 1, 2020
Nail Down a Low Fixed Intro Rate with a
Home Equity Line of Credit!

Whether you need cash for much-needed home improvements, tuition costs, debt consolidation, or simply to go on a relaxing vacation, consider a low-cost Home Equity Line of Credit (HELOC) from MCCU! 

Your rate is fixed for the first six months, and then becomes a variable rate based on the current Prime rate.

Along with the low intro rate, our HELOC features:

  • No closing costs with minimum $30,000 draw
  • Interest-only payments first 10 years
  • No application or annual fee
  • Borrow from $30,000-$500,000

When you borrow money from your HELOC, you'll pay less interest than you would with a credit card or personal loan. Let the equity in your home help.

MCCU voted
BEST AUTO LOANS
2nd Year in a Row!
We are very excited to announce that we were once again voted Best Auto Loans in the 2019 Los Angeles Daily News Readers Choice Awards !

If you are looking for a new or used car, we can help you with affordable and easy financing . Plus, with all of our car loans, you have the option of skipping your payment for the first 90 days, but interest will still accrue.

And, if you want a hassle-free car-buying experience, use one of our easy Car Buying services .

Tell your friends and
earn cash!
Learn more about how you and your family & friends can earn cash with our Refer a Friend program !
Back by Popular Demand: Get $200 Cash Back with a Car Loan!

When you finance your car loan with us by December 31, 2019, not only will you get a low financing rate, we'll give you $200!

In addition to extra cash in your pocket, when you finance with MCCU you'll also get:



Get the Most Out Of Your Money with a Flex Share Certificate
Have you been trying to start a long-term savings fund?

In your quest to find a place to park your savings, you may have considered a  share certificate  (referred to by banks as “certificates of deposit” or just “CD”).

At MCCU, we’re happy to provide you with a product that offers attractive dividend rates without the accompanying restrictions: Flex Certificates. 

What is a Flex Certificate?  
Just like traditional certificates, Flex Certificates offer attractive dividend rates, are federally insured, and have a predetermined maturity date. However, Flex Certificates offer greater flexibility and accessibility. 

Here are the two types of Flex Certificates that MCCU offers:

Regular Flex Certificates

Our regular Flex Certificates offer you the opportunity to tap into a higher dividend rate, plus you can make additional deposits of $500 or more any time during your Certificate term.

Flex Plus Certificates

When you open a traditional Certificate, you leave the initial deposit to gather dividends until the certificate matures. If you withdraw your funds or close the certificate early, you’ll have to pay a penalty.

With a Flex Plus Certificate, you can make a one-time withdraws of some or all of your funds before it matures without paying a penalty, as long as you leave the minimum balance in the account. This can be convenient if you suddenly need to access your funds in a pinch.

And just like the regular Flex Certificate, you can make additional deposits of at least $500 any time during the Certificate term.


Pictured, L-R: MCCU Vice President of Marketing Marnie Nemcoff, Award winner Andrea Ramirez, and Arts Council MCCU Award Committee Chair Joan Waller.
MCCU and The Arts Council for CSUN Award 5th Annual Matadors Community Credit Union Award for Student Projects
The Arts Council for CSUN awarded the 5th annual Matadors Community Credit Union Award for Student Projects to CSUN Music student Andrea Ramirez. The $1,000 Award was created by MCCU and the Arts Council for CSUN to give a student in the Mike Curb College of Arts, Media and Communication the opportunity to fund and bring to fruition a creative project of their choice that benefits the community. Andrea organized a benefit concert featuring CSUN student musicians that played prior to a Summer outdoor movie on the Oviatt Library lawn. The purpose was to promote the CSUN Food Pantry, which provides emergency nourishment and basic necessities at no cost to CSUN’s students. Movie-goers and the community were encouraged to bring monetary and food donations to the movie. The concert brought in $1,482 in funds and 259 lbs. of food. Congratulations Andrea!