"ANNUAL NOTICE OF CHANGE" LETTERS FROM THE INSURANCE CO'S SHOULD HAVE ARRIVED THE FIRST WEEK OF OCTOBER. THE TIME TO MAKE CHANGES IS OCTOBER 15-DECEMBER 7TH. ALL CHANGES TAKE EFFECT JANUARY 1ST.
-
THERE ARE NO MAJOR NEGATIVE CHANGES IN ANY OF
THE HMO/PPO "ADVANTAGE"
PLANS ...IF THERE WERE EVER ANY MAJOR CHANGES THEN
I WOULD BE CALLING YOU DIRECTLY
TO GUIDE YOU.
-
IF YOU'RE HAPPY
WITH YOUR "HMO/PPO" PLAN
THEN "STAY PUT" AND "DO NOTHING" YES "DO NOTHING" AND YOU'LL AUTOMATICALLY ROLL OVER. NEW ID CARDS WILL ARRIVE IN DECEMBER FOR 2019.
-
IF YOU'RE NOT HAPPY WITH CURRENT "HMO/PPO" PLAN:
THEN SEND ME LIST OF DOCTORS THAT YOU "MUST KEEP" VS THOSE DOCS YOU CAN "REPLACE." SEND ME YOUR LIST OF RX AND ANYTHING ELSE IMPORTANT FOR ME TO KNOW ABOUT YOUR HEALTH. I WILL RESEARCH THE MARKETPLACE AND GET BACK WITH YOU.
-
MEMORIAL HERMANN CLIENTS
: LAST YEAR I TRIED MOVING AS MANY CLIENTS FROM MH AS
THEIR COPAYS DRAMATICALLY INCREASED
. SOME OF YOU STILL STAYED WITH THEM. THIS YEAR MH HAS CANCELED ALL OUR AGENT CONTRACTS & THEY'RE DOING EVERYTHING "IN HOUSE." IF YOU WANT ME TO MOVE YOU TO ANOTHER PLAN
WITH LOWER COPAYS
...CONTACT ME NOW. I'LL NEED A LIST OF OF YOUR DOCTORS: ONES YOU "MUST KEEP" VS THOSE THAT ARE "REPLACEABLE." ALSO SEND ME YOUR LIST OF RX.
-
MEDICARE SUPPLEMENT CLIENTS:
YOU DON'T HAVE TO DO ANYTHING. DO NOTHING. YOU AUTOMATICALLY ROLL OVER "MONTH TO MONTH." YOU DON'T HAVE THE HMO/PPO'S LIMITATIONS ...YOU'RE ABLE TO GO TO ANY MEDICARE DOCTOR IN THE "USA". I CAN CHANGE YOU ANYTIME OF THE YEAR- IF YOUR HEALTH PERMITS...YES YOU HAVE TO QUALIFY HEALTH WISE WHEN WE CHANGE TO ANOTHER SUPPLEMENT,.. I'LL HAVE TO ASK YOU SPECIFIC HEALTH QUESTIONS.
-
DRUG PLAN CLIENTS:
IF YOUR
DRUGS HAVE SIGNIFICANTLY CHANGED
THIS YEAR THEN I SHOULD REVIEW YOUR PLAN. SEND ME A LIST OF YOUR RX, NAME OF CURRENT PLAN, PHARMACY YOU USE AND I'LL DO THE REVIEW & GET BACK WITH YOU. IF YOU'RE ON THE SAME MEDICINES THAN "STAY PUT" AND YOU'LL AUTOMATICALLY ROLL OVER. IF YOU'RE NOT HAPPY WITH YOUR RX PLAN THEN SEND ME A LIST OF YOUR RX AND THE PHARMACY YOU USE.
THIS IS A HECTIC TIME OF YEAR FOR ALL OF US. THE GOVERNMENT GIVES US SIX WEEKS TO MAKE CHANGES FOR THE ENTIRE POPULATION ON HMO/PPO AND RX PLANS.
SO, TO CONTACT ME BY THE FOLLOWING METHODS IS BEST:
TEXT: MY CELL PHONE: 832-287-1122
VOICE: MESSAGE SYSTEM: 713-639-5097
FAX: COMES DIRECTLY TO MY DESK: 832-644-6423
FINALLY, PLEASE HAVE PATIENCE. THE INFLUX OF CALLS/EMAILS ETC IS DRAMATIC. I WILL RESPOND TO EVERY ONE
BUT IT MIGHT TAKE 3 DAYS TO GET BACK WITH YOU
...AND THAT'S WORKING 12+ HOUR DAYS...I PROMISE TO ATTEND TO YOUR CONCERNS,
AS I DO EVERY YEAR,
- PATIENCE IS A VIRTUE.
I KNOW HOW IMPORTANT HEALTH CARE IS TOO ALL OF US...I KNOW YOU CAN GET "ANTSY" WATCHING THE PLETHORA OF ADS ON TV AND FEELING RUSHED TO DO SOMETHING NOW. REMEMBER I HAVE 19 YEARS EXPERIENCE ON THESE MATTERS. I REPRESENT ALL THE COMPANIES IN THE HOUSTON MARKETPLACE AND I HAVE YOUR "BACKS."
