October 1, 2021 Issue 101 |
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A printed version of this newsletter is available in our lobby or by request. You may also view on our website at www.northwoodscu.org.
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NCU would like to thank all that attended our three-day Member Appreciation & Youth Days 2021 event! Held August 10-12 at our Cloquet, Moose Lake, and Floodwood locations, there were youth-themed gifts and games as well as a YETI Cooler drawing for the adults! Free lunch & snacks were also provided! Below are the lucky winners of our drawing! |
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It is important to us here at Northwoods Credit Union to be a resource for our members when they are facing financial hardships, Coronavirus or otherwise. Our staff is trained to not only conduct your financial transactions but also to help you through troubling financial times. If you’re feeling concerned about your current or potential financial situation, please contact us. We have programs and plans in place to help our members and we are here to help. |
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Northwoods Credit Union is monitoring the coronavirus situation and has taken steps to help keep our members and staff healthy. In the recent months, our lobbies have now fully opened for regular hours along with our drive-ups for simple teller transactions. For anything more complicated or lengthy, we ask that you make an appointment. We also offer a variety of online options to help you complete transactions and view account information.
You may apply for a Northwoods CU loan online 24/7 at https://www.netit.financial-net.com/northwoodscu-loan/…/ebs… or call us during regular hours to do a loan application over the phone. We also have online options for checking your balance, making transfers, paying bills and even depositing checks! If you’d like additional information on any of these products, please feel free to call or text us at 1-888-458-0975 or you can email us at ncu@northwoodscu.org
Thank you in advance for working with us to prioritize the health and safety of our communities, and please let us know if there is anything we can do to help. We are in this together.
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We Offer Reloadable Visa Cards along with our Visa Gift Cards!
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You're probably aware that we've had Visa Gift Cards available for years. They're $3.95 to purchase, available to purchase from $10-$1,000 to use yourself or give as a gift. Once the original amount is gone, the card can be thrown away. These are perfect for any gift or a one-time purchase.
With our Reloadable NCU Visa Cards, you can reload your card again and again! They also have an app, CUMoney, that allows you to reload the card yourself, check your balance, view receipts and transactions, turn your card off if lost and then back on when found! The Reloadable NCU Visa Card is accepted worldwide and has the secure EMV chip which makes it great for travel - domestic or international. These cards make a great option for our members!
- Use for Travel
- Give as a Gift
- Send with your college student to reload as needed
- Use for online purchases
- Use in place of a checking account
- Manage your money without worry of overdraft fees
The NCU Reloadable Visa Cards cost $5 to purchase. You may load the card in amounts $100-$5,000. Each time the card is reloaded, there will be a $2.00 charge. Best of all, these cards are easy to purchase and use!
STEP 1 Purchase and load the card at Northwoods CU. You can begin using card immediately.
STEP 2 Use your card to buy gas, pay bills online, shop, online purchases, etc.
STEP 3 Reload your card at Northwoods CU or through the CUMoney app!
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Northwoods Retirement & Investing Services |
Ed Grondahl, Financial Advisor addresses the projected bump in social security.
*Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union, CBSI is under contract with the financial institution to make securities available to members. Not NCU/NCUSIF/FDIC insured. May lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
FR-3302354.1-1020-1122
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Sign Up for Texting Service |
*Please note that NCU offers two types of texting service:
Conversational Texting allows us to text you regarding something specific to you.
You may OPT IN by texting any of our main phone numbers.
You may OPT OUT by texting ‘opt-out’ to any of our phone numbers
News & Updates Texting allows us to send a text to many members notifying you of an event at the Credit Union, a branch closure, etc.
You can OPT IN to receive these by texting ENROLL NEWS to 1-888-458-0975
You can OPT OUT of these by texting QUIT to 1-888-458-0975.
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Learn how to set up customizable alerts here!
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October
Monday, October 11th
Closed in observance of the Federal Reserve recognized holiday, Columbus Day.
Thursday, October 21st
International Credit Union Day
November
Thursday, November 11th
All offices closed in observance of Veterans Day
Thursday, November 25th
All offices closed in observance of Thanksgiving Day
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December
Saturday, December 4th
Cloquet Santa's Home for the Holiday's Parade
Friday, December 24th
Closed in observance of Christmas Eve Day
Saturday, December 25th
Closed in observance of Christmas Day
January
Saturday, January 1st
Closed in observance of New Years Day
Monday, January 17th
Closed in observance of Martin Luther King, Jr. Day
SAVE THE DATE
Tuesday, May 17th, 2022
85th Annual Meeting of Northwoods Credit Union - more details in our next newsletter!
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Quarterly Teen Club Financial Article Contest
Members age 13-17 are invited to submit an article on a financial topic to be considered for publication in our quarterly newsletter, website and on Facebook. We will then award 1 teen, $100 for their submission.* Submit your article or ask any questions now by email.
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Debit Card Users,
In an effort to efficiently monitor our debit card portfolio we will perform quarterly maintenance. If you don't use or have never activated your debit card after 12 months, the card will be closed.
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ATTENTION SNOW BIRDS
Please be sure to update your address here at Northwoods Credit Union when you head south for the winter.
The post office will not forward your mail so it is imperative you change it with us, directly.
If you'd prefer not to change your address, eStatements would be a great fit for you!
Click here for more info!
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PROTECT YOUR ACCOUNT
NEVER give out your online banking password or Member ID. If you realize someone may have gotten this information, please call us immediately to reset your password and check your account.
1-888-458-0975
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Click here to learn more about our Mobile Banking options. |
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When Times Are Tough We Can Help
Mortgage. Credit Cards. Home equity. In tough times, it’s more important than ever to develop and maintain good financial habits. Having a household budget and shedding high-rate credit card debt are two obvious things that could benefit most consumers. But figuring out where to start can be a daunting task—especially if you feel like you’re already in trouble. The thing to remember is that it’s never too late to ask for help from your credit union.
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Employee Spotlight - Amanda W.
Amanda has been with Northwoods for almost two years. She got started with Northwoods due to her previous job closing and wanting a change in her career path. She started looking for jobs in the area and Northwoods was hiring. Amanda has been an MSR at Northwoods Stanley Avenue location in Cloquet for most of the time she has been with the credit union. Amanda stated that coming to Northwoods not only as an employee but also as a member was “The best decision ever.”
When asked what her day entails as an MSR she had this to say: “Some days can get very hectic, but our priority is helping our members, and along with servicing our members there is some background work as well, from balancing the ATMs to scanning documents in.”
For Amanda, being able to recognize members when they walk through the door is very important. Getting to know our members on a personal level and creating a strong connection with them is one of her top priorities. She tries to make strong connections with our members by showing them she is reliable, helpful, and trustworthy.
“Amanda is such a great asset to the team at Stanley Ave. She is quick thinking, very knowledgeable, and has great rapport with our members!" says Krystal Buscko, Stanley Avenue MSR Supervisor.
Amanda’s favorite saying she would like to share with members is: “Live your life to the fullest while you still have life to live.”
When not at work, Amanda enjoys spending quality time with family at their cabin, if not at the cabin, then you can usually find her at home relaxing and watching movies.
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This summer was filled with fantastic parades, local events, and great weather! NCU was happy to participate in events like the Carlton Daze Parade, The Cloquet Library grand opening & open house, Esko Fun Days Parade, Fond du Lac Tribal & Community College Foundation Cloquet Croquet Fundraiser and more! Want to stay in the know with our community events and happenings? Visit our News & Announcements page! Check out some of the recap photos below! |
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FOLLOW US ON SOCIAL MEDIA! |
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Federally Insured by NCUA. Membership Eligibility Required. |
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