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Are you connected with us?
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December 2019 Monthly News & Updates
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We want to thank each and every one of you for a fantastic 2019! Your hard work and dedication is so appreciated. We strive to give you all the tools you need to be successful and to grow every year. And we are here for you every step of the way. If you need something, we want to hear from you.
Your success is truly our success, and we look forward to working with you in 2020 for yet another rewarding year!
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NEW ADDRESS:
1480 Chapel Ridge Road, Suite 200
Apex, NC 27502
We encourage you to come by and say hello in our new space once we're settled in January.
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We have big news!
We're moving our offices to a fresh, new space in Apex, NC at the end of December.
Our phone numbers and fax number will all remain the same.
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2020 Medicare Parts A & B Premiums and Deductibles
Each year the Medicare premiums, deductibles, and copayment rates are adjusted according to the Social Security Act.
For 2020, the Medicare Part B monthly premiums and the annual deductible are higher than the 2019 amounts.
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The standard monthly premium for Medicare Part B enrollees will be $144.60 for 2020, an increase of $9.10 from $135.50 in 2019.
The annual deductible for all Medicare Part B beneficiaries will be $198 in 2020, an increase of $13 from the annual deductible of $185 in 2019.
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They can “call 1-800-MEDICARE and explain to our call center representatives that they have an issue with their plan choice. It is not CMS’s expectation that beneficiaries will have documentation or screenshots,” the statement said. The call center representatives “are trained and ready to help the beneficiary through the rest of the process.”
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What to do if your clients picked the wrong coverage during the Open Enrollment period.
If you have clients who used the new Plan Finder or you assisted them and there were issues with the data presented, they may be entitled to a special enrollment period that will allow them to change coverage.
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Do you have a marketing plan in place for 2020?
Do you have a goal for the amount of business you want to write?
What does your website look like? Does it nee updating?
Do you have a plan for growing your client base?
Do you have a strong social media presence?
Are you advertising?
Have you claimed your Google and Yelp business listings?
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We'll work with you to develop a customized marketing plan.

Schedule a time with our marketing team to develop a customized marketing plan for 2020. Set goals, get organized and ramp up for your best year ever.
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Aetna Ancillary & Medicare Supplement Incentive
Submit qualifying applications of Medicare Supplement and ancillary products between
October 1 - December 31, 2019
to earn a bonus. The more qualifying applications submitted and policies issued, the more bonus dollars you can earn!
Learn more >
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Have you used Aetna Quote & Enroll yet? If not (or if it's been a while), they have a new training video to show you how the online enrollment tool works.
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Aetna is winding down the year with a slew of webinars. Take advantage of them and register below.
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Cigna is extending their Hospital Indemnity sales incentive through December!
Cigna Flexible Choice Hospital Indemnity provides additional protection for your clients by covering out-of-pocket hospital expenses like ambulance transportation and emergency room visits.
Learn more >
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Cigna’s Express App 2.0 is reengineered to increase sales by giving you the flexibility to write business under virtually any scenario. It even minimizes submission errors with dynamic questions that walk you through every application.
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Gerber Life Duet provides $100,000 up to $1,000,000 in life insurance coverage (age 50 and above, coverage starts at $101,000) to individuals age 25–70 years old. The premiums will never increase and the death benefit and cash value are guaranteed as long as premiums are paid.
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Are you talking to your clients about Gerber Life Duet?
Designed to give life insurance buyers two types of protection that work in harmony,
Gerber Life Duet enables your clients to put life insurance coverage in place that lasts a lifetime, while giving them protection for chronic care — all in one combined whole life policy.
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Paper applications can now be submitted via email. This is effective immediately and available for all Life products and Health products,
excluding Medicare Supplement, Medicare Advantage, Prescription Drug Plans and Long Term Care.
Please ensure you follow
this guide
when submitting new business and additional requirements via email.
Ready to throw away paper apps and submit electronically?
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Oklahoma is now a pre-appointment state.
Mutual of Omaha can no longer hold an agent’s state appointment in a “Just-in-Time (JIT)” status
, where the license can be sent in together with the application. As a result, Mutual of Omaha needs the license on file BEFORE an application is submitted.
If an app is submitted and they do not have the agent’s license on file, the app will be declined.
Long-term Care Bi-monthly Conference Call
Dial: 866-220-3018
What Happens With Other Than Applied
Thursday, December 19 | 11 a.m. EST
Conference ID: 9182458
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Don't have time to read all this now? Visit our
News page
to read it later when you have time.
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We're here to help you grow. Reach out to us if you have questions, suggestions or need assistance.
Your success is our success
.
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It is our sole intention to provide you with relevant, useful, current information about the senior healthcare insurance industry, along with news and products from the A rated carriers we represent. If at any time you wish not to receive our emails, you may unsubscribe by clicking the Unsubscribe link at the bottom of this email. If you choose to
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For Agent Use Only. Not to be distributed to the general public.
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