September 2020
*Annual Percentage Rate. All loan financing is based upon credit qualifications. Offer applicable to new money only. Other restrictions may apply. Please see credit union for full details and disclosure. Offer subject to end without notice. Equal Housing Opportunity. Federally Insured by the NCUA to at least $250,000
VEHICLE PROTECTION PLAN

Did you know that Quaker Oats Credit Union offers a Vehicle Protection Plan with 6 essential coverages on any vehicle:

  1. Key/Remote Replacement
  2. Tire & Wheel Road Hazard Protection
  3. Cosmetic Wheel Repair
  4. Paintless Dent Repair
  5. Windshield Repair
  6. 24-Hour Emergency Roadside Assistance

Please contact the credit union to get a FREE quote. An auto loan with QOCU is not required to purchase VPP.
GAP PROTECTION

Cars are depreciating faster than people are paying off loans. This means that in the event you are in an accident and your vehicle is totaled you may owe more on your vehicle than the insurance is willing to give you to pay off the loan.

GAP insurance can help protect you in the event that your vehicle is lost, stolen, or totaled. For a one-time cost of only $450 you will be covered for the difference of the market value of your vehicle and what the insurance will give you in the event of a loss.

With the GAP advantage you automatically get $1,000 to use on the purchase of your next vehicle as long as you finance with Quaker Oats Credit Union within 90 days.
BACK TO SCHOOL EXPENSES

Use your Quaker Oats Credit Card to pay for ALL those back to school expenses and enjoy:

  • NO annual fee.
  • NO balance transfer fee*.
  • NO charge for a cash advance.
  • Fixed interest rate as low as 10.99% APR*.
  • 25 day interest free grace period on purchases.
  • Payments are only 4% of your balance each month or a minimum of $10.00 per month.
Auto Advantage Deductible Reimbursement Insurance

If your vehicle was damaged during recent storms don't forget to use your Auto Deductible Reimbursement.

Quaker Oats Credit Union is proud to now offer our members an Auto Deductible Reimbursement Insurance that will help cover out-of-pocket expenses, such as your insurance deductible, when you have an accident or mishap with your vehicle.
  • Pays up to $500 per loss when a claim is filed and paid with primary insurance carrier
  • Loss means an event for which the auto insurance company has approved & paid a claim which exceeds the Covered Auto Deductible for a collision or comprehensive claim.
  • Coverage is effective upon date of enrollment and will continue for three years.

Not only does this insurance cover deductibles for the vehicle you have a loan on but it will also reimburse you for insurance deductibles that you have to pay on all other vehicles, as long as those vehicles are titled in the same person’s name that is listed on the GAP policy.
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INSURANCE DOCUMENTS

The credit union needs to remain as lien holder on your insurance policy for the life of the loan. If you make changes to your insurance policy, please notify the credit union so that we can get updated insurance documents for our files.
PANDEMIC PLANNING

As part of our on-going pandemic planning and COVID-19 response, we will continue to remain fluid and take necessary precautions and actions to keep you, our members, and our staff safe. If we find it necessary to make swift changes to operations, we will alert you to these changes by:
  • updating the COVID-19 page,
  • sending you an email,
  • sending you an alert via online banking,
  • updating the notification bar on the website, and
  • sharing the information on Facebook.
SCAMS

The Federal Trade Commission is a great resource to stay up to date on the current scams related to the Coronavirus. We would also encourage you to use the fraud prevention tools offered by the credit union.

  • Brella – manage and protect your debit cards
  • MyCard INFO – 24/7 online access to your QOCU credit card account
  • Online Banking – set up alerts for all your accounts

Please contact the credit union if you need assistance setting-up any of these tools.
DATES TO REMEMBER

Monday, September 7 - Closed for Labor Day

Remember, even when we are closed we're still open. Access your account information 24/7 with QO Mobile App or Online Banking! 
3535 Center Point Rd. NE
Cedar Rapids, IA 52402-5530
Phone: 1-319-395-7060
Toll-Free: 1-800-519-9762
Fax: 1-319-395-7135

Federally insured by the NCUA. Equal Housing Opportunity