January 2021
Preparing Your Finances for 2021
The new year has finally arrived! We are excited about new possibilities and the chance to make positive changes. You may have experienced some difficulties last year and your priorities for 2021 may look a little different than they did in past years, but now is a great time to review where you want to be financially and to set the right goals to get you there. Here are some tips on setting financial goals for the year ahead... READ MORE
New Year, New Deal on Wheels!
JMAFCU has a great deal on new wheels! If you are in the market for a new vehicle, look no further than JMAFCU for your financing! We have a great, low-rate auto loan with flexible financing. How does no money down and financing for up to 72 months sound? Rates as low as 2.39% APR* for new or used. Ready to apply?

Do you have a car you already love? Perhaps you didn’t get such a good deal when you financed your car at that other place. You love your ride, but not the payment? If you are driving the car you love, why not have a payment you love as well? If your vehicle is not more than six years old, you can refinance your car at our low rates, save some money and continue to ride in style. Click below to see if we can save you $$ on your ride!
TruStage Insurance: Simple, Straightforward, Budget-Friendly
Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind.

Backed by more than 80 years of working with credit unions and their members, you can count on TruStage to help protect what matters most. Trust us for all your insurance needs, including life, health, car and home, accidental death and dismemberment coverage and more.

Get a quote or explore your options at TruStage.com.

© Copyright 2020, TruStage. All Rights Reserved.
TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
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Start The New Year Off Right
Homeownership is an exciting new adventure, but it's important not to jump into it. There's more to finding the right home than visiting open houses and searching online. Check these things off your list before you begin the homebuying process. 

Save: Not only do you need to save money for a down payment, you'll also need funds for closing costs. Closing costs can include; appraisal fees, title fees, and pre-paid items such as taxes and insurance escrow payments. Don't forget to build up your savings for emergencies as well!

Credit: Does your credit score need some work? The better your score, the better rate you may obtain. Paying your bills on time plays a major role in your credit score. Avoid opening any new credit lines as this can change your utilization rate drastically.

Decide: There are some decisions to be made before you begin house hunting, like what kind of home you want or the location you desire. Do you want a single-family home or a condo? Would you rather live in a rural area or belong to a large neighborhood? Deciding on these factors before you begin searching can make your homebuying process much more simple and stress free.

John looks forward to assisting you!
Call today, 855-438-6845, or email jteweles@lowrateonline.com to begin your pre-approval.
Capital Mortgage Funding
The New JMAFCU Mobile App is Now Available for Download
Custom designed for your phone or tablet's unique features. The new JMAFCU Mobile App offers all great the features found on SAFE IB (internet banking) like setting up scheduled transfers, changing your password, applying for a loan, viewing eStatements, ordering checks and more!

The password you selected previously has already synced with the new SAFE Mobile. The current version has been discontinued as of January 4, 2021 and will no longer function. If you have not done so already, download your JMAFCU Mobile App today!
Is It a Good Idea to Open a HELOC Now?
If you’re looking to fund a home improvement project, or the economic devastation of COVID-19 has left you in need of cash, consider tapping into your home’s equity with a home equity line of credit (HELOC)... READ MORE
JM Associates Federal Credit Union | 800-581-2256
Equal Housing Lender