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December 2020 Title Notes E-News

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Reminder that Virginia Title Center and the Circuit Courts will be closed on Thursday, December 24th and Friday, December 25th

The 7 Soft Skills That will Matter the Most in 2021 by Lindsay Tigar Whether you are hoping for a raise or a promotion in 2021, or you’re looking for a new job, being able to illustrate soft skill strengths will make a huge impact. According to a career expert, "The best part about soft skills is that they are transferable across industry sectors and career levels. Most often, soft skills can be parlayed in a way that enables the job seeker to be a more strategic fit for the position based on their ability to adapt into different roles and needs of the company." Click HERE to learn more about the most desirable soft skills of 2021. Brushing Your Teeth At This Time of Day Will Drastically Change Your Health Drinking 4 Cups of this Beverage Daily Could Be a Game-Changer For Your Brain

Investors Title Company Announces Record Third Quarter 2020 Financial Results Investors Title Company announced results for the third quarter ended September 30, 2020. The Company reported net income of $15.3 million, or $8.07 per diluted share, for the three months ended September 30, 2020, compared to $8.0 million, or $4.20 per diluted share, for the prior year period. All-time quarterly records were set for total revenues, net premiums written, and net income. Click HERE to read the full announcement.

Four Risks Could Make 2021 the Toughest Year for Banks Since 2009, says S&P by Elliot Smith The ratings agency currently has a “negative” outlook for about one third of global banks, with many downward revisions taken in light of the Covid-19 crisis and the oil price shock earlier in the year. S&P’s base case is for a sharp rebound in global growth in 2021, and in a series of reports published, the agency suggested that this in combination with “strong bank balance sheets, support from authorities to retail and corporate markets, and regulators’ flexibility,” should limit further downgrades next year. Click HERE to read on. A Diversity, Equity & Inclusion Roadmap for Smaller Financial Institutions Four Ways Banks Must Change Before Millennials & Gen Z Will Love You

An Actionable Approach to Tough Issues Even Timid Leaders Can Employ by Dan Rockwell The worst agonies of leadership are self-inflicted. Poor results and toxic environments are often the result of misplaced tolerance. Click HERE to learn what happens when you avoid tough issues, how to address frustration, and an actionable approach to these tough issues. Microsoft's CEO Just Taught a Mini Master Class in Leadership. Here Are 4 Takeaways 4 Hacks to Reduce Decision Fatigue

How to Nail the Small Business Banking & Lending Market in 2021 by Steve Cocheo Small business owners and managers have never seen anything like the COVID-19 recession. What many need, however, goes beyond credit and includes easy-to-use digital access and relationship managers who truly understand their company. Shining during the Paycheck Protection Program was great but it won't carry you through the pandemic by itself. Click HERE for insights into how to create a successful strategy for 2021. 5 Threats Banks Face to Their Commercial Business (And How to Respond) by Debbie Smart The major revenue stream banks derive from small business and corporate clients is under siege from several quarters including new digital competitors and low interest rates. Each challenge can be met through a combination of operational and strategic decisions and by embracing digital channels. Click HERE to read about some of the key concerns, challenges and opportunities commonly heard from hundreds of commercial banking clients.

Two-Thirds of Financial Services Firms Suffered Cyber-Attack in the Past Year by James Coker Almost two-thirds (65%) of large financial services companies have suffered a cyber-attack in the past year, while 45% have experienced a rise in attack attempts since the start of the COVID-19 pandemic. “Technology is a key part of cybersecurity of course, and no organization will ever be secure without the right security solutions to protect the organization here and now. However, of equal importance, especially for longer-term strategic goals, is ensuring the right processes are in place and educating and training employees.” Click HERE for more info.

MBA predicts record purchase mortgage volume in 2021 NAR's Yun says median home price rising "much too fast" The housing market is hot, but not in a bubble What the surge in COVID cases means for the housing market this winter

The real estate debate over TV placement in the living room Bids that stand to lose in a multiple offer situation NAR Survey reveals 14 home buying, selling trends since the pandemic 5 questions to boost productivity and inner peace How to jump-start your business in 100 days

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Patti L. Dickerson Director of Operations & Marketing Virginia Title Center, LLC 1.800.468.5811 or 540.772.0585 pdickerson@virginiatitlecenter.com www.virginiatitlecenter.com Integrity. Security. Excellence.

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