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Goodall Mortgage, LLC.
Loan Requirements
.
Purchase And Refinance Transactions.
Owner Occupied One Unit Only.
5% Minimum Down Payment.
95% Maximum Financing.
Minimum Loan Amount $150,000.00
1 To 4 Units
Employment & Income Requirements.
Two Years Minimum Employment History.
Wage Earner & Self-Employed Borrowers.
Two Most Recent Pay Stub (Wage Earner & Commissioned Employee).
Most Recent Two Years W2 (Wage Earner).
Most Recent Two Years 1099 (Commissioned Employee).
Two Years Personal Tax Returns With Schedule C (Sole Proprietorship).
Two Years Business & Personal Tax Returns (S. Corp., C. Corp., LLC's).
Credit & Credit Scores Requirements
.
620 Minimum Fico Score.
4 Years Discharged From Chapter 7 and 13 Bankruptcy.
3 Years From Foreclosure.
3 Years From Deed-In-Lieu.
3 Years From Short-Sale.
All Judgments, Collections, Tax Liens, ChargeOffs Must Be Paid In Full.
All Past Due Must Be Paid Current.
A Georgia Residentail License Mortgagee
License No. 32393
MNLS No. 500019
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