401(k) & Retirement Services Newsletter

January 2020

Social Security Education a Must-Have for Retirement Plan Participants

Helping employees plan for Social Security can make all the difference... [ Read More ]

Government Funding Legislation Includes the SECURE Act, Which Changes Retirement Plan Requirements

The Ins and Outs of the SECURE Act... [ Read More ]

Millennials want student loan benefits over 401(k)s. Here's why that's a problem.

Financial security for younger workers should focus on both 401(k) and paying down debt... [ Read More ]

Ways to Combat Leakage

Leakage from retirement plans is a serious issue that needs to be addressed... [ Read More ]

8 benefits young job seekers look for today

Young job seekers may have different benefit needs... [ Read More ]

CYBERSECURITY REMINDER

The new year is a great time to clean-up your online habits and start making smart decisions when it comes to internet safety.

Change all your passwords on a regular basis. Use complex passwords, and do not use the same password for more than one account. Never click on links or attachments from people you do not know in social media, emails or text messages. Did you know that you can hover over the email address to see the actual email address of your sender? Sometimes it may “appear” to come from someone you know when it does not! Read here for more helpful cyber security tips.

Have you heard? The experts are warning against abbreviating the year 2020. Read here for more information on why.

Want more great articles on investment topics?

Subscribe to our monthly Wealth Management newsletter for relevant articles about investment topics written by our advisors.

You can find some of the most recent articles below:

The SECURE Act: Highlights of the Rules that Impact Your Retirement Accounts, by Carli Smith, CFP®

Year End Financial Planning Tips, by Scott Adair, CFP®

A Season of Giving, by Vanessa McElwrath, CFP®

Tax Planning Tips for Year End, by Vanessa McElwrath, CFP®

Defining Your Personal Investment Philosophy: Why It’s Important and the Impact it has on Your Portfolio, by Carli Smith, CFP®

Our Retirement Team:

Vanessa McElwrath

Email | (512) 275-2716

Fred Frey

Email | (512) 370-3251

Steve Harvey

Email | (512) 370-3236

Stuart Vick Smith

Email | (512) 370-3229

Pam Raffaele

Email | (512) 370-3259

Julie Reinhardt

Email | (512) 370-3268

Kimberly Matus

Email | (512) 275-2744

Meet the Rest of Our Team

About Our Corporate Retirement & 401(k) Plan Services:

Our retirement plan services include specialized consulting and advisory services for tax‐qualified retirement plans, including 401(k), profit sharing, pension and cash balance plans. We design and manage tailored retirement plans that benefit business owners and their employees by an investment philosophy based on a long-term outlook and full transparency in pricing with no hidden fees.

We offer a better, next generation 401(k) plan for you and your employees, focused on giving you:

Employees financially ready for retirement
Confidence you have the support to manage regulatory compliance of your plan
High quality investments managed professionally
Transparency and benchmarking of the fees and value you receive
Excellent service so you can focus on what you do best

ML&R WEALTH MANAGEMENT

(512) 275-2700

www.mlrwm.com