Always address your loved one before addressing the disability. They are an individual with a disability, not a disabled individual. Be patient if your loved one needs extra time to say something. For individuals suffering from hearing loss and those in wheelchairs, try to speak to your loved one at eye level. They might not like you bending over to talk to them because it may give them a sense that you are amplifying their disability. It is a good idea to pay attention to their reaction to gauge their comfort level. Do your best not to talk to them like a baby or use other child-oriented behavior. This comes across as very insulting. Inappropriately, people tend to falsely equate physical disability with cognitive delays and translate that assumption into subjective assessments of mental age. Their physical limitations do not tell you how much they are able to process or how intelligent they are. Try not to do anything that suggests you are trying to compensate for their disability.