Loan Documentation, Structuring
& Collateral Issues

If you participate in the lending process in your bank as a lender, credit analyst or as a credit admin person, you are going to have some part in structuring, collateralizing and documenting loans. These three activities can be as important as the credit approval decision. However, they are not always clearly understood by bank staff. Yet, the successful collection of a loan can hinge on having all of these done correctly. This seminar will increase your understanding of loan structure, collateral issues, and purpose of loan documentation. 
 
It will enhance your ability to explain the reasons for structure, collateral and documentation to your borrowers:

  • Improve understanding of what structures and documents are needed for various types of lending.
  • Improve structuring and documentation related communication between lenders and credit admin staff.
  • Practical review of collateral issues, collateral monitoring and collateral problems
  • Increased understanding of the necessity of various documents.
 
This is not a “fill in the blanks” course.   It is more of a “What, Why and When?” approach.
 
Lenders, loan processors, loan administrative assistants, compliance officers or anyone new to the lending process will benefit from this seminar. Material will include multiple examples


company_financial.jpg
Seminar Contents
 
·      Loan Structuring
  1. Steps to better, consistent, and rational loan structuring
  2. Addressing common loan structure issues
  3. Better structure for lines of credit
  4. Effectively using loan agreements
  5. Frequent loan structuring errors
 
·      Collateral
  1. What is collateral supposed to do?
  2. Collateral issues often over looked
  3. Relating collateral to loan structure
  4. The importance of collateral monitoring
  5. What is the true value of collateral?
 
·        Documentation
  1. Purposes of Documentation
  2. Establishing & Perfecting of liens
  3. Understanding common documentation
  4. Special documentation (vessels, aircraft, vehicles, marketable securities)
  5. Relating documentation to loan structure and collateral
 

SPEAKER: Gary Maples
Location
State Bank of Cross Plains
455 South Junction Road
Lower Training Level
Madison, WI 53719
August 23, 2019
8:30 a.m. Registration
9:00 a.m. Program Begins
Noon-1:00 p.m. Lunch Provided
4:00 p.m. Program Ends


Cost:
$250 - RMA WI Chapter Supporters
$300 - National RMA Members Only
$350 - Non-Member


 RMA Wisconsin Chapter
E4203 Horseshoe Road
Spring Green, WI 53588
608-588-3100
2019 Educational Calendar
Aug 2, 2019 - Analyzing Personal Financial Statements - Madison, WI
Aug 15, 2019 - Writing the Credit Analysis - Appleton, WI
Aug 16, 2019 - Analyzing Business Tax Returns - Madison, WI
Aug 23, 2019 - Loan Documentation, Structuring and Collateral Issues - Madison, WI
Sep 16, 2019 - Writing About the Risk - Madison, WI
Oct 2-3, 2019 - Cash Flow Analysis II - Oconomowoc, WI
Oct 24, 2019 - Commercial Real Estate Lending II - Oconomowoc, WI
Nov 4, 2019 - Structuring Commercial Loans I - Madison, WI
Nov 11, 2019 - Adv. Loan Doc., Structuring and Collateral Issues - Oconomowoc, WI
Nov 19, 2019 - Commercial Real Estate Lending III: Global Cash Flow - Appleton, WI
Nov TBD, 2019 - Loan Processing - Eau Claire, WI
Dec 9, 2019 - Essentials of Credit Presentations - Oconomowoc, WI

Register at rmawi.org .