Why accident insurance?

Have you or anyone in your family ever been in a car accident, slipped and fallen, had a bike or ski accident, or hurt yourself playing a sport? Did you suddenly find yourself with extra costs not covered by your insurance policies?
  • Accident insurance pays what medical and other insurances do not.
  • It covers out-of-pocket costs you were not prepared for
  • It is paid directly to you, to use however you wish.
  • There are flat-rate amounts for specific events or procedures.
  • Payments are made regardless of how much your other policies have paid out.


The odds are you will have an accident sometime. This is a way to protect yourself and your family.

Think about this: You buy life insurance in the event you die. You buy disability insurance in the event you can’t work because of an illness. Both sudden death and disability are reasonably unlikely, so you buy insurance against the possibility . But you buy medical insurance against the likelihood ; because you know at some point you’re going to need it! Accident insurance is like medical insurance; the odds are good you or someone in your family will, eventually, be injured in an accident.


Why buy your accident insurance from Brethren Insurance Services?
  • Employer-sponsored insurance is less expensive than individual coverage.
  • The plan pays pre-defined benefits for hospitalizations, ER treatments, surgery, major diagnostic tests, physical therapy, and more.
  • The benefit can be used to pay for any expense including doctor visits, hospital co-pays, medical insurance deductibles, child care, medications, hotel and travel costs — anything you need.
  • This insurance is available through Church of the Brethren-affiliated employers, including churches, retirement communities, agencies, camps, and districts.
If you are not able to purchase this through Brethren Insurance Services, ask your broker about accident insurance.

For information about this product from Brethren Insurance Services, contact Jeremiah Thompson at 800-746-1505 ext. 3368 or jthompson@cobbt.org .