Winter 2019
RelyOn Quarterly Newsletter
Greetings!
First we'd like to start off by saying Merry Christmas, Happy Holidays and Happy New Year. Thank you for being a member of RelyOn Credit Union. 2018 was such a big year for our Credit Union, with our name change and rebrand, to launching our first ever Mobile App. We appreciate each and everyone one of you for being with us along the way and we are excited to tell you we have so much to offer you in 2019! Our Winter Edition of our Newsletter is chalk full of great offerings to start your year off right. We hope you enjoy it!
New Checking Account
Introducing our New RelyOn 365 Checking Account
With the increase in identity theft and financial fraud on the rise, we want to make sure our members are protected. That's why we've partnered with one of the nation's most trusted names in identity theft detection to provide an umbrella of protection that we'll be adding to our new RelyOn 365 Checking Accounts .
Our new checking account will have great added benefits and features such as:
  • Credit Monitoring
  • Annual Credit Report
  • Monthly Credit Score
  • Dark Web Monitoring
  • High Risk Transaction Monitoring
  • Identity Theft Expense Reimbursement Insurance
  • Mobile Device Protection
  • And more!
Plus we've added the following additional banking benefits:
  • Two free outside ATM fees waived per month
  • 50% off Official Check fees
  • Additional 0.25% APY increase on 12-, 24-, and 36-month Certificates of Deposit

All of these benefits and protection services are available beginning February 1, 2019 for as little as $3/month * . Click the button below to visit our website and learn more!
Balance Transfer Promotion
Bring balance to your life
Need some zen after the hectic holidays? Bring balance to your life by transferring your balances to a RelyOn Mastercard Credit Card and pay 7.1% APR until paid in full! * There's so many benefits to transferring your balances:

  • Consolidate your debts to just one card
  • Reduce your monthly payments
  • Pay off your debt faster

We've also waived the balance transfer fee from now through March 31st , so take advantage of this great offer while it lasts! Visit our website at RelyOnCU.org to learn more about how you can bring balance to your life and consolidate your debt today.
Tax Season Savings
Members save up to $15 on TurboTax ® !

This year, get your biggest possible tax refund – without leaving your living room. TurboTax, the #1 best-selling tax software, is up to date on the latest tax laws and guarantees 100% accurate calculations, so you can be confident your taxes are done right and get your biggest possible refund. And, as a credit union member you can save up to $15 on TurboTax this tax season.

To access the member discount, click the link below. Start today and save!
Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2018. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
More From Love My Credit Union Rewards - DISCOVER SPRINT’S NETWORK OF RELIABILITY & CASH REWARDS

The BENefits of credit union membership will have you seeing dollar signs. Right now, credit unions members can get cash rewards for each new line you activate with Sprint ® ! Visit LoveMyCreditUnion.org/Sprint for all the details and special offers.
ATM Security
Make ATM Security your business. Stay in the know!
ATMs are a fast, convenient way to get cash or access your accounts, but there are security risks that come along with them. Here are some important tips to know to keep yourself safe when using an ATM to conduct your business.

  • Treat your ATM and debit cards like cash, always keep them in a safe place
  • Keep your personal identification number (PIN) a secret. No one should know your PIN, not even your financial institution. And we will never ask you for your it!
  • Report lost or stolen cards right away to reduce the chance of someone accessing your money. We will issue you a new card with a new card number
  • Try to park directly in front of the ATM or as close as possible and be aware of your surroundings. Always look around before approaching an ATM
  • If you notice anyone or anything suspicious and you don't feel safe, leave immediately and locate a different ATM
  • Look for possible fraudulent devices attached to the ATM. If the ATM looks different or appears to have an attachment over the card slot or PIN pad, do not use the ATM and make sure to contact the financial institution to alert them of the device right away
  • Try to avoid using ATMs at night, or machines that have an obstructed view or are poorly lit. You can also use the buddy system at an ATM, bring someone with you since there's safety in numbers
  • Minimize your time spent at the ATM by having your card out, ready and knowing exactly what you need to do

RelyOn us to keep you protected by providing you financial literacy tools. For more information on keeping yourself protected, visit RelyOnCU.org to read more on financial protection and education.
Courtesy Pay
Worried every time you use your debit card?
Do you use your debit card like a gift card sometimes? Never really knowing what the balance is but swiping away and hoping for the best? Then you need our Courtesy Pay program.

Courtesy Pay is a service that allows members to avoid the inconvenience and subsequent fees associated with insufficient funds or returned items.
Courtesy Pay will authorize and pay overdrafts for:
  • Debit card and ATM transactions
  • Checks written off your account
  • Automatic bill payments
  • Other transactions made using your checking account number

And Courtesy Pay is the same cost as a returned check ($30 fee for every item paid over $35), but allows you to avoid additional expensive merchant fees and gives you peace of mind knowing that your items will be paid the first time.

If you’d like to rest easy and have peace of mind for all of your transactions, click the button below to opt-in to Courtesy Pay today!
Holiday Closures
Our offices will be closed for the following upcoming Federal holidays:

Saturday, January 19, 2019 -- Martin Luther King Jr. Day (observed)
Monday, January 21, 2019 -- Martin Luther King Jr. Day
Saturday, February 16, 2019 -- Presidents' Day Weekend (observed)
Monday, February 18, 2019 -- Presidents' Day

Interested in learning more about
how you can RelyOn us?