January 2015

Important-Annual Enrollment Period Coming to a Close!

Remember we can help anyone enroll during this year's open enrollments, on the healthcare.gov marketplace, or off. Including small businesses or those on Medicare!

But open enrollment is ending soon, on February 15th 2015. We are licensed, insured, retrained and recertified for 2015. Trust your enrollment to your dedicated professionals at Total Benefit Solutions, Inc.

Have the Bronze Plan Blues in 2015?

Three gears bronze silver and gold as a poduim concept of winning

You did the right thing, you enrolled on a plan and paid your premiums all year. Still your cost went up significantly for 2015. Did you enroll on a short term plan or a bronze or silver level plan just because of the rising premiums?

If so you should consider layering in a comprehensive and affordable critical illness or accident plan for your family's protection against enormous out of pocket costs in the event of a serious illness or an accident.

Click here to learn about the plans that Total Benefit Solutions Inc. represents.

Total Benefit Solutions Introduces New Compliance and Health Reform Education Center

At Total Benefit Solutions Inc., we are dedicated to providing the information and advice that our clients need to remain compliant and make informed healthcare decisions. Total Benefits Comply is our new Compliance and Health Reform Education Center where we will keep our health care reform bulletins throughout the year, in an easy to view format, along with short informative videos. Click here for Total Benefits Comply.

2014 Compliance Bulletin Collection

Download our 2014 Compliance Bulletin Collection, featuring all of our released compliance bulletins for the entire year! Topics include, Health Savings Accounts, The Individual Mandate, Employer "pay or play" mandate, exemptions, FSA carryovers and much, much more. All of the bulletins are in an easy to search format for your convenience. Click here

New Health Care Tax Forms Now Available

1095 A tax form

Beginning in January 2015, the Health Insurance Marketplace Health and Human Services will be issuing a new 1095-A tax form to individuals who purchased coverage through the Health Insurance Marketplace. We also have provided some Q+A for those without creditable coverage.

Click here for more information.

Total Benefit Solutions partners with ThinkHR

To bring further value to our business clients, Total Benefit Solutions is proud to announce that we have entered into an agreement to provide Think HR Comply.

Our clients have received their login information for their complimentary ThinkHR account and early feedback has been good! Think HR will help you:

Stay up to date with the latest news and resources
Remain compliant with best practices from HR professionals
Build tools like job descriptions, employee handbooks and more!

Haven't received your login information? Let us know! Have feedback about the ThinkHR system? Tell us that too! Click here to learn more about Think HR!

New COBRA Administration Services Now Available

Total Benefit Solutions Inc, has partnered with Benefit Allocation Systems COBRA CONTROL for our clients.

Cobra Control Services online COBRA Administration solution provides the best-practices processes and reliability to help you comply with federal COBRA and states' "mini-COBRA" regulations.

Ask us how COBRA administration fees may be reduced or waived for your group

Click here to find out more about COBRA Control.

Now More Than Ever, You Need To Stay Informed

Things change faster now in weeks, than they used to in years. Clients often ask us why we do not send out bulletins more often. Simply because if we did we would be sending you notices many times each month, cramming your inbox.

To avoid that, we post frequent updates on our website.

Use the search feature in the top right hand corner to find specific information.

We try to keep this newsletter brief and to the point to respect your time and inbox space. In these times of so much change that certainly is a challenge. Thank you for subscribing!

Warm Regards,

Edward T. MacConnell CBC, CHRS
Certified Healthcare Reform Specialist