Benefit Briefs for December 2014

Total Benefit Solutions Introduces New Private Health Insurance Exchange

Total Benefit Solutions is dedicated to providing our clients the best experience possible when enrolling on a new health insurance plan. To make the enrollment process as easy as possible, our new technology will allow anyone to compare, select and enroll on a health insurance plan. This system is designed to work in conjunction with the healthcare.gov marketplace or on the private market. It will carry through and apply any applicable subsidy directly to the health insurance premium. It currently works with all the available insurance carriers in Pennsylvania and New Jersey.

As we work to improve the technology we will continue adding more states and more products. Take a test run and see for yourself how easy it is! Click Here for The Total Benefit Solutions Exchange.

Upcoming Important Enrollment Dates:There's Still Time!

Remember we can help anyone enroll during this year's open enrollments, on the healthcare.gov marketplace, or off. Including small businesses or those on Medicare!

Now through February 15th 2015: Individual (under age 65) Open Enrollment

January 1st to February 14th 2015: Medicare annual disenrollment period.

February 15th 2015: Individual (pre-65) open enrollment period closes.

We are licensed, insured, retrained and recertified for the upcoming enrollment year, 2015. Trust your enrollment to your dedicated professionals at Total Benefit Solutions, Inc.

Total Benefit Solutions: Holiday Hours

All of us at Total Benefit Solutions would like to wish you a happy, healthy holiday season and a prosperous New Year!

Our office hours will be limited during the holidays so that our team of professionals can enjoy some time with their families and friends:

Wednesday December 24th: Our office will close at 3PM
Thursday December 25th : We will be closed for the day
Friday December 26h: Our offices will open at Noon

Wednesday December 31st: Our office will close at 3PM
Thursday January 1st 2015: We will be closed for the day
Friday January 2nd: Our offices will open at Noon

Happy Holidays!

HR: Total Benefit Solutions partners with ThinkHR

To further enhance our client experience and bring value to our business clients, Total Benefit Solutions is proud to announce that we have entered into an agreement to provide Think HR.

Our clients have received their login information for their complimentary ThinkHR account and early feedback has been good!

Think HR will help you:

Stay up to date with the latest news and resources
Remain compliant with best practices from HR professionals
Build tools like job descriptions, employee handbooks and more!

Haven't received your login information? Let us know! Have feedback about the ThinkHR system? Tell us that too! Click here to learn more about Think HR!

Health Reform: Checklist Released for 2015-2016

This bulletin features a checklist, including descriptions of key topics, to guide your business or organization through Affordable Care Act compliance in 2015-2016.

Click Here to Get the Checklist

Health Reform: IRS Updates

IRS Highlights Stiff Penalty for Reimbursing Individual Premiums

HSA Limits Announced for 2015.

Important information about member outreach for IRS reporting

Additional requirements for 90-day waiting period

Now More Than Ever, Stay Informed

Things change faster now in weeks, than they used to in years. Clients often ask us why we do not send out bulletins more often. Simply because if we did we would be sending you notices many times each month, cramming your inbox.

To avoid that, we post frequent updates on our website.

Use the search feature in the top right hand corner to find specific information.

We try to keep this newsletter brief and to the point to respect your time and inbox space. In these times of so much change that certainly is a challenge. Thank you for subscribing!

Warm Regards,

Edward T. MacConnell CBC, CHRS
Certified Healthcare Reform Specialist